电子消费券可以对补贴项目范围内的养老服务消费金额予以抵扣。在人均每月最高抵扣额度范围内，抵扣比例一般为养老服务消费金额的30%—60%， 具 体抵扣比例和额度将在电子消费券中载明。民政部、财政部将根据具体情况，适时调整相关抵扣比例和额度。 中度以上失能老年人正在享受长期护理保险待遇的，对于其符合此次补贴项目范围内的养老服务消费金额，扣除已享受的长期护理保险待遇后，个人自付 部分可通过电子消费券按规定比例予以抵扣。 补贴标准 电子消费券有效期为1个月，当月获得，当月使用，次月失效。老年人因身体状况变化等因素不再符合补贴条件的，其本人、代办人以及为老年人提供服 务的养老机构、社区养老服务机构应及时通过"民政通"或其他方式告知所在地县级民政部门，县级民政部门经确认后，将于次月停发电子消费券。 案例：张奶奶在金华园街道养老服务中心安度晚年，护理评级为重度失能，每月入住费用5100元，领取消费券800元，每月实际缴纳4300元，一年可节省 9600元。 现贵阳市卫生健康投资有限公司旗下金华园街道养老服务中心、云潭养老服务中心、乐湾国际康复中心均可使用养老消费券，详情咨询：400 686 6699。 编辑 | 樊星辰 责 ...

Group 1 - The core viewpoint of the article highlights the transformative impact of the consumption voucher policy for elderly care in Shandong, which is reshaping the traditional supply-demand dynamics and family care models in the elderly care sector [1][2][3] - The consumption vouchers have significantly reduced the economic and psychological burden on families of disabled elderly individuals, activating multi-layered service demands. For instance, a monthly voucher of 800 yuan translates to an annual saving of 8,400 yuan, encouraging families to consider institutional care [1][2] - The policy is fostering a shift in the elderly care service supply structure towards professionalization, marketization, and scaling, with service providers needing to enhance their capabilities and quality to gain trust amid increased demand [2][3] Group 2 - The consumption voucher policy represents a shift in elderly care support from supply-side subsidies to demand-side incentives, empowering elderly individuals and their families with choice and introducing competition among service providers [2][3] - Initial results from the Shandong pilot indicate that demand-side subsidy policies can effectively release consumption potential, guide industry upgrades, and improve the quality of life for the elderly [3] - The consumption voucher is not merely a subsidy tool but a mechanism innovation that alters resource allocation, family decision-making, and market development paths in the elderly care sector, promoting a transition from passive to active aging [3]

Group 1 - The core viewpoint emphasizes the importance of improving elderly care services and developing a suitable elderly care system in China to ensure a happy and secure life for the elderly [1][3] - Various local initiatives are being implemented to meet the diverse needs of elderly care, such as the launch of home care services in Jiaxing City, Zhejiang Province, which includes assistance with medical visits and care for disabled elderly individuals [1] - Community-based elderly care is highlighted as a crucial support for home care, with Shanghai achieving full coverage of a "15-minute elderly service circle" and Hunan Province establishing over 8,500 community home care service centers [1] Group 2 - Rural elderly care services are identified as a key focus area, with Jiangxi Province having built over 880 "Happiness Homes" to provide meals, daytime care, and cultural activities for rural elderly [2] - The "silver economy" is expanding, with diverse services such as silver special trains and health tourism being introduced, and Nanjing City issuing the first batch of elderly care consumption vouchers for various professional services [2] - The plan aims for a basic elderly care service network to be established by 2029, with a mature and suitable elderly care system by 2035 [2]