Core Viewpoint - Xi'an Bank Co., Ltd. has completed its interim financial statements for the six months ending June 30, 2025, reflecting its financial position and performance in accordance with relevant accounting standards [1][2]. Financial Overview - The bank's total cash reserves as of June 30, 2025, amounted to RMB 35,290,941 thousand, an increase from RMB 24,717,555 thousand as of December 31, 2024, indicating a growth of approximately 42.7% [4]. - The statutory deposit reserve ratio for RMB deposits remained stable at 5%, while the foreign currency deposit reserve ratio was also unchanged at 4% [4]. - The total loans and advances issued by the bank reached RMB 292,230,773 thousand, up from RMB 237,785,189 thousand at the end of 2024, representing a growth of about 22.8% [6]. Loan Composition - The breakdown of loans includes corporate loans of RMB 200,911,966 thousand and personal loans totaling RMB 90,052,558 thousand, with significant increases in both categories compared to the previous period [6]. - The bank's overdue loans totaled RMB 8,098,573 thousand, with the majority being guarantee loans and mortgage loans [7]. Investment Portfolio - The bank's trading financial assets were valued at RMB 33,985,296 thousand, while debt investments amounted to RMB 122,408,948 thousand, showing a slight decrease from the previous period [8][9]. - The bank's other equity investments were recorded at RMB 574,394 thousand, reflecting a change in fair value [10]. Risk Management - The bank has established provisions for loan impairments, with a total impairment provision of RMB 9,579,575 thousand for loans measured at amortized cost, which increased from RMB 7,512,272 thousand [6][7]. - The bank's credit risk classification indicates that all financial assets are currently in Stage 1, suggesting a low level of credit risk [5].

Core Viewpoint - Shanghai Electric Group Co., Ltd. held its 114th board meeting, where several key resolutions were passed regarding ESG committee changes, impairment provisions, and financial strategies for the upcoming period [1][2][3]. Group 1: ESG Management Committee Changes - Mr. Wei Xudong was elected as a member of the company's ESG Management Committee, replacing Mr. Jia Tinggang, with the term lasting until the current senior management's term ends [1]. Group 2: Impairment Provisions - The company approved a credit impairment loss provision of RMB 1,145.40 million for the first half of 2025, with a reversal of RMB 365.14 million. Additionally, an asset impairment loss provision of RMB 400.59 million was approved, with a reversal of RMB 236.65 million [1][2]. Group 3: Financial Strategies - The company agreed to provide a guarantee for its subsidiary, Shanghai Jiyou (Hong Kong) Investment Management Co., Ltd., for bank loans up to €90 million (approximately RMB 810 million), with a guarantee period not exceeding three years [2][3]. - The company plans to apply for the registration and issuance of debt financing instruments totaling RMB 10 billion, with a validity period of two years, to replace existing debts and for other approved uses [3][5]. - The board authorized the financial director to manage the issuance process, including determining the specifics of the debt instruments and handling related agreements and disclosures [5][6]. Group 4: Shareholder Meeting - The company approved the convening of the second extraordinary general meeting of 2025, with the board secretary responsible for the announcement and related arrangements [6].

本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、董事会会议召开情况 金健米业股份有限公司（以下简称"公司"）第九届董事会第三十 八次会议暨 2024 年年度董事会会议于 2025 年 3 月 17 日发出了召开董 事会会议的通知，会议于 3 月 27 日在公司总部五楼多媒体会议室召开。 会议应到董事 7 人，实到 7 人，董事长帅富成先生主持本次会议，全体 董事出席现场会议，公司监事会成员及其他高管列席现场会议，符合《公 司法》和《公司章程》的规定。 二、董事会会议审议情况 （一）审议通过了《公司 2024 年年度报告全文及摘要》。 第九届董事会审计委员会 2025 年第三次会议对公司 2024 年度报告 的财务信息及大信会计师事务所（特殊普通合伙）出具的公司 2024 年 度财务审计报告进行了审阅，主要包括 2024 年 12 月 31 日的资产负债 表、利润表、股东权益变动表、现金流量表和财务报表附注等。董事会 审计委员会认为：公司 2024 年度报告的财务信息是按照《企业会计准 则》及公司有关财务制度的规定编制，且已 ...