Core Insights - The investment mindset of individual investors is shifting towards risk control and asset preservation rather than chasing high short-term returns [1][3] - There is a growing demand for personalized financial planning and investment advice among individual investors, reflecting a deeper reliance on professional wealth management services [3] Group 1: Changing Investor Behavior - Investors are increasingly focusing on diversified asset allocation, with a significant portion of their investments in fixed-income products and low-volatility options [1][2] - The trend shows a decline in the number of investors seeking specific product inquiries, while more are looking for comprehensive investment strategies [1][3] Group 2: Role of Financial Advisors - Financial advisors are becoming essential as investors seek tailored investment solutions and guidance to navigate the complexities of the market [3] - The transformation of brokerage services is evident, moving from traditional product sales to providing high-quality wealth management services that include ongoing personalized adjustments [3] Group 3: Long-term Investment Planning - There is an increasing awareness among investors about the importance of long-term financial planning, including retirement and education funds [4] - Investors are learning to adopt a patient approach to investing, valuing stability and peace of mind over constant market monitoring [4]