Core Insights - The balance of loans to the private economy in Guizhou Province reached 908.27 billion yuan as of the end of September, with a year-on-year growth of 5.30%, surpassing the growth rate of total loans by 1.32 percentage points [1] - The average interest rate for newly issued corporate loans from January to September was 3.60%, a decrease of 0.42 percentage points compared to the previous year [1] Group 1 - The People's Bank of China Guizhou Branch has established a long-term mechanism to enhance financial support for the private economy, focusing on creating an environment that encourages lending [1] - The bank has organized 20 financial institutions in Guizhou to participate in a national credit information sharing platform, enabling continuous and dynamic analysis of enterprises' operational and financial conditions [1] - As of the end of September, over 3,500 loans amounting to more than 10 billion yuan were issued through the platform, with nearly 90% of these being inclusive small and micro loans [1] Group 2 - The promotion of a unified registration and public announcement system for movable property financing and accounts receivable financing service platforms has been ongoing, with a focus on key and characteristic industries [2] - Since 2021, the unified registration system has recorded 107,300 new registrations and 476,400 queries, while the accounts receivable financing platform has facilitated 12,900 financing transactions totaling 510.76 billion yuan, with 85.70% of the financing going to small and micro enterprises [2] - The People's Bank has increased support for private enterprises through agricultural and small business re-loans and rediscounting, with a total balance of 82.71 billion yuan in re-loans and rediscounts by the end of September [2]

Core Insights - The article highlights the successful upgrade of the Zimeng Lake project, a national 4A scenic area, through innovative financing models that support tourism development and rural revitalization [1][2]. Group 1: Project Overview - Zimeng Lake scenic area attracts over 500,000 visitors annually and contributes more than 20 million yuan to local farmers' income [1]. - The project faced challenges due to aging facilities, which negatively impacted visitor experience [1]. Group 2: Financing Innovations - The China Construction Bank provided 20 million yuan in credit to the project, using future revenue rights as collateral, with a 0.7 percentage point lower interest rate than conventional loans [1]. - The financing model includes a unified registration and public announcement system for movable property financing, which has been instrumental in supporting tourism enterprises [2]. Group 3: Economic Impact - Post-upgrade, the scenic area sees an increase of 400 to 500 daily visitors, with revenue growth exceeding 10% and a 23% rise in surrounding consumption [1]. - The local agricultural and tourism sectors have benefited significantly, with over 600 local households experiencing increased income due to the tourism boost [2]. Group 4: Credit Support for the Industry - The People's Bank of China in Chifeng has developed various credit loan products to address the lack of collateral in the tourism sector, resulting in a total of 169 million yuan in credit loans issued to tourism enterprises [3]. - Personal consumption credit loans reached 22.29 billion yuan, reflecting a year-on-year growth of 18.01% [3].