Core Insights - The balance of loans to the private economy in Guizhou Province reached 908.27 billion yuan as of the end of September, with a year-on-year growth of 5.30%, surpassing the growth rate of total loans by 1.32 percentage points [1] - The average interest rate for newly issued corporate loans from January to September was 3.60%, a decrease of 0.42 percentage points compared to the previous year [1] Group 1 - The People's Bank of China Guizhou Branch has established a long-term mechanism to enhance financial support for the private economy, focusing on creating an environment that encourages lending [1] - The bank has organized 20 financial institutions in Guizhou to participate in a national credit information sharing platform, enabling continuous and dynamic analysis of enterprises' operational and financial conditions [1] - As of the end of September, over 3,500 loans amounting to more than 10 billion yuan were issued through the platform, with nearly 90% of these being inclusive small and micro loans [1] Group 2 - The promotion of a unified registration and public announcement system for movable property financing and accounts receivable financing service platforms has been ongoing, with a focus on key and characteristic industries [2] - Since 2021, the unified registration system has recorded 107,300 new registrations and 476,400 queries, while the accounts receivable financing platform has facilitated 12,900 financing transactions totaling 510.76 billion yuan, with 85.70% of the financing going to small and micro enterprises [2] - The People's Bank has increased support for private enterprises through agricultural and small business re-loans and rediscounting, with a total balance of 82.71 billion yuan in re-loans and rediscounts by the end of September [2]

Core Insights - The financial statistics for Xiamen City in the first half of 2025 show steady growth in total financial volume, with significant increases in deposits and loans [2][3] Financial Performance - As of June 2025, the total balance of deposits in Xiamen reached 18.9 trillion yuan, a year-on-year increase of 9.74%, with an increase of 104.2 billion yuan since the beginning of the year [2] - The balance of loans in both domestic and foreign currencies was 19.8 trillion yuan, reflecting a year-on-year growth of 3.27% and an increase of 64.3 billion yuan since the start of the year [2] - The total social financing scale in Xiamen was 30,946.04 billion yuan, with an increase of 1,662.09 billion yuan since the beginning of the year, representing a year-on-year growth of 8.45% [2] Loan Distribution - The majority of new loans were directed towards production and operation sectors, with domestic enterprises receiving 785.49 billion yuan, accounting for 84.39% of all new loans [2] - The growth in technology and green loans significantly outpaced overall loan growth, indicating a shift towards supporting innovation and sustainability [3] Cross-Border Business - The cross-border RMB settlement volume in Xiamen reached 216.1 billion yuan, a year-on-year increase of 2.1%, with the majority coming from current account and direct investment settlements [3] - The proportion of cross-border RMB settlements under goods trade was 19.24%, an increase of 0.29 percentage points compared to the previous year [3] Financial Market Support - In the first half of 2025, Xiamen supported non-financial enterprises in issuing bonds worth 83.62 billion yuan in the interbank market, leading the province [4] - The implementation of a national credit information sharing platform for small and micro enterprises has facilitated over 1,200 companies in obtaining loans, with a total credit amount of 24.65 billion yuan [4] Policy Implementation - The People's Bank of China has implemented a series of monetary policy measures in Xiamen, releasing long-term liquidity of 3.114 billion yuan and reducing the interest rate on new loans by 0.18 percentage points [4] - The policies have particularly supported key areas such as technology innovation and elderly consumption, reflecting a targeted approach to financial support [4]