医保家庭共济
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如何替行动不便老人用医保开药?国家医保局解答
Xin Hua She· 2025-10-08 10:42
Core Points - The National Medical Insurance Administration has clarified that children can purchase medication for elderly family members who have mobility issues, using either electronic medical insurance codes or physical social security cards [1] Group 1 - In cases where elderly individuals have difficulty traveling, children can act on their behalf to buy medication [1] - For electronic medical insurance code usage, children can bind their parent's medical insurance code through a "family account" and present it during registration [1] - When using a physical card, children must carry the elderly person's social security card and their own identification documents for registration [1] Group 2 - Currently, the balance in the personal accounts of employee medical insurance can be shared among family members through a family mutual aid approach [1] - It is important to note that while funds can be shared, the medical insurance codes or cards cannot be shared; each patient must use their own medical insurance code or social security card for medical services [1] - The National Medical Insurance Administration warns that using someone else's medical insurance for registration or medication purchases is considered "impersonation" and can lead to penalties, including suspension of medical expense settlement or legal consequences [1]
徐州积极织就“参保网” 加强居民医疗保障
Xin Hua Ri Bao· 2025-09-24 00:22
Core Insights - The expansion of medical insurance coverage in Xuzhou has significantly improved the health security of its citizens, with innovative methods leading to notable achievements in enrollment [1][2][3] Group 1: Data-Driven Enrollment Expansion - Xuzhou's medical insurance department collaborated with statistical departments to identify 6,120 unregistered enterprises from a total of 16,273 surveyed, implementing targeted outreach strategies to ensure comprehensive enrollment [1] - The department utilized a combination of methods including letters, proactive discussions, and on-site visits to engage potential participants, ensuring no one was left out [1] Group 2: Service Accessibility Enhancements - To address the challenges posed by a high number of migrant workers and a mobile population, Xuzhou has established a "15-minute medical insurance service circle," with 275 standardized service stations and 2,826 service points in communities [2] - The city has also upgraded urban services by installing self-service terminals in high-traffic areas, providing 24-hour access to medical insurance services [2] Group 3: Policy Innovations for Enrollment Retention - Xuzhou has introduced various policies to enhance the attractiveness of medical insurance, including a 1% reduction in contribution rates for flexible employment workers compared to standard rates [3] - The implementation of a "family mutual aid" policy allows personal account balances to cover family members' insurance costs, improving fund utilization and participant satisfaction [3] - Financial assistance for vulnerable groups has exceeded 100 million yuan, ensuring that those in need are adequately supported and enrolled [3] - As of August 21, 199.56 million workers were enrolled in employee medical insurance, an increase of 1.68 million from the previous year, with a coverage rate increase of 0.52 percentage points [3]