Core Viewpoint - The rapid development of financial technology has integrated financial services into daily life, but it has also led to an increase in black and gray market activities, posing serious threats to consumer safety and economic order [1] Group 1: Financial Consumer Education - Financial consumer education is the first line of defense against risks, and the company has established a multi-channel financial knowledge dissemination system to enhance public financial literacy and fraud prevention skills [2][3] - The company’s app, "还小呗," features a "Financial Science Classroom" and "Financial Safety Knowledge Page," utilizing engaging formats like graphics, comics, and short videos to simplify complex financial concepts and fraud prevention knowledge [2] - The app's educational content has achieved over 100,000 clicks, effectively providing high-frequency and precise user education [2] Group 2: Long-term Mechanism for Education - The company is committed to building a long-term mechanism for financial consumer education through regular content updates, themed activities, and collaboration with industry organizations [3] - Differentiated educational programs are designed for various user groups, such as rational borrowing guides for youth and anti-elderly fraud topics for older adults, ensuring targeted and precise financial education [3] Group 3: Technology Empowerment in Fraud Prevention - The company has developed an intelligent risk control system and collaborative mechanisms to efficiently identify, warn, and block fraudulent activities [4] - The intelligent risk control system has triggered 140,000 mandatory SMS alerts and intercepted high-risk transactions, while 250,000 proactive calls were made to suspected victims, successfully preventing potential losses of up to 130 million yuan [4] Group 4: Collaboration with Law Enforcement - The company actively collaborates with law enforcement to transition from passive defense to proactive strikes against black and gray market activities, assisting in 70 investigations and dismantling 9 criminal gangs [5] - The company has also initiated the creation of a legal research report on black and gray market activities, which will serve as a reference for compliance, consumer protection, and law enforcement [5][6] Group 5: Comprehensive Strategy for Consumer Protection - The company employs a three-pronged strategy of "education dissemination + technological prevention + ecological governance" to enhance user risk awareness and effectively disrupt fraud chains [6] - The company aims to continue investing in consumer protection resources and deepen technological applications and industry collaboration to safeguard consumer assets and promote stable financial market development [6]