军工、航天等行业项目通常存在周期长、前期建设所需资金量大等特点，在寻求资源支持过程中，金融 资源尤其是信贷资源实现供需匹配尤为关键。记者在采访中了解到，财务公司作为依托集团、服务集团 的非银行金融机构，一方面通过创设专项贷款产品，更精准支持军工实体产业发展；另一方面发挥贴近 产业、贴近集团成员单位优势，整合内外部资源，为成员单位提供综合资金解决方案，加速向"服务 型"财务公司转型升级。 兵工财务有限责任公司（下称"兵工财务公司"）党委书记、董事长王世新日前接受记者采访时表示，对 于军工单位的一些国拨资金尚未到位项目，公司会采取"急用先行"原则，在确保合规的前提下，优先提 供资金支持，从而更好服务军品科研、生产、销售、项目建设以及支持保军企业的正常运营。在充分调 研客户需求的基础上，兵工财务公司以较优惠的价格设立多个领域的贷款专项，并为企业正常运营提供 专项资金支持。 兵工财务公司副总经理石忠林介绍，兵工财务公司积极推行客户经理制，从管理制度、业务流程、人力 资源配置、服务内容等方面与集团成员企业建立稳定的金融服务关系。近年来又在这一制度基础上，进 一步了解各子集团和直管单位年度生产经营规划、财务变化情况和资金 ...

Core Insights - Supply chain finance is becoming a key driver for enhancing the quality and efficiency of financial services to the real economy, supported by digital technology and industry collaboration [1][4] - Recent regulations emphasize the importance of optimizing and upgrading supply chains, particularly in manufacturing and critical sectors, to enhance resilience and competitiveness [1][6] Group 1: Industry Trends - Financial companies are increasingly focusing on supply chain finance, not only in traditional areas like bill acceptance and discounting but also in innovative models and technology empowerment [1][2] - The financial company sector is projected to issue 2.3774 million loans totaling 5.42 trillion yuan in 2024, with short-term loans at 1.85 trillion yuan and medium to long-term loans at 1.96 trillion yuan [2] - Supply chain finance serves as a reflection of the efficiency of capital flow within the industry chain, helping financial companies identify weak points in capital allocation and risk management [2][3] Group 2: Product Innovation - China Railway Construction Corporation's financial subsidiary has launched innovative supply chain finance products like "Supply Payment Loan" and "War Procurement Loan," which address specific funding challenges within the supply chain [3] - These products aim to enhance the efficiency of capital use within the group and provide tailored financial support to upstream and downstream enterprises [3] Group 3: Digital Transformation - Financial companies are adopting a three-in-one service system combining internal banking, supply chain finance, and treasury management to enhance financial service efficiency [5] - The "Chudao Cloud Chain" platform developed by Hubei Jiaotong Financial Company has achieved an asset on-chain scale of 15 billion yuan and a financing scale of 12.8 billion yuan, with a financing conversion rate of 85% [5] - The industry is accelerating its digital transformation, leveraging technologies like big data and blockchain to create intelligent risk control models and efficient capital flow platforms [6]