Core Viewpoint - Technological innovation is identified as the core engine driving high-quality development and a key driver for cultivating new productive forces, with the Industrial and Commercial Bank of China (ICBC) Zhejiang Branch actively integrating into the development framework of Zhejiang Province [1] Group 1: Financial Support for Technological Enterprises - As of March this year, ICBC Zhejiang Branch's technology loan balance reached nearly 500 billion yuan, serving approximately 15,000 technology-based enterprises [1] - The introduction of "Zheke e-loan" in 2024 utilizes internet and big data technologies to assess loan amounts based on various data dimensions, providing online inclusive loans to technology enterprises [2] - The "Zheke e-loan" has already covered over 800 new enterprises with a loan balance exceeding 1.7 billion yuan since its launch [2] Group 2: Focus on Key Industries - ICBC Zhejiang Branch established a technology finance center to address financing challenges in emerging industries, particularly in the medical device sector, by implementing a "1+2+50+N" four-level linkage mechanism [3] - The "Medical Device Innovation Loan" was launched in May 2024 to address the mismatch between funding needs and credit limits for early-stage enterprises in the medical device industry [3] Group 3: Innovative Financing Models - The bank has adopted a "business-investment linkage" approach to create a comprehensive financial support system covering the entire lifecycle of enterprises [5] - A tailored financing solution combining "technology loans + equity options" was developed for Graff (Jiaxing) Instrument Co., addressing its financing challenges during its growth phase [6] - The introduction of the AIC equity direct investment fund in Zhejiang has facilitated a 100 million yuan capital injection into Langxun Technology, a leading integrated circuit testing service provider [6][7] Group 4: Continuous Financial Innovation - ICBC Zhejiang Branch has successfully implemented innovative credit businesses amounting to 325 million yuan through the business-investment linkage model, expanding diverse financing channels for private enterprises [7] - The bank's financial innovations are aimed at continuously injecting momentum into the development of private technology enterprises in Zhejiang Province [7]