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东莞:支持松山湖出台风投创投发展扶持政策
Nan Fang Du Shi Bao· 2025-07-10 13:22
为做好东莞金融"五篇大文章",进一步优化企业融资环境,近日,中共东莞市金融委员会办公室印发 《东莞市便利企业融资赋能高质量发展若干措施》。文件分五个部分,围绕强化金融资源供给、创新重 点领域金融服务、完善融资服务体系、加大财政金融协同力度和保障机制等维度,从22个方面提出若干 政策措施。 在支持制造业转型升级方面,《措施》提出,实施工业设备更新银行贷款贴息,对东莞市规上工业企业 在2024年至2026年期间获得在莞银行新发放的设备更新类贷款给予贴息1个百分点,每家企业每年贴息 最高500万元。 | 含 您现在所在的位置:首页 > 改务公开 > 政师文件 分享到:(6)(4)(4)(在) | | --- | | 中共东莞市委金融委员会办公室关于印发《东莞市便利企业融资赋能高质量发展若干措施》的通知 | | ○ 2025-07-04 09:43:10 来源:本网 发布机构:中共东莞市委金融委员会办公室 【字体: 大 中 小】 | | 各有关单位: | | 经市人民政府同意,现将《东莞市便利企业融资赋能高质量发展若干措施》印发给你们,请认真贯彻执行。 | | 中共东莞市委金融委员会办公室 | | 2025年6月30 ...
“科创e贷”的新注脚:“当时抱着试试看的心态去沟通,没想效率特别高”丨五篇大文章调研行
Hua Xia Shi Bao· 2025-07-10 07:55
您见过移动的宠物洗澡车么? 西安泾河工业园,陕西飞宇科技商贸有限公司(下称"飞宇科技")占地2万平方米的生产基地内,一辆 亮粉色、绘有卡通猫狗图案的新能源汽车格外醒目。打开车门,专业洗护舱、热水器、吹风机等一应俱 全,只需一个停车位,就能为社区养宠家庭提供便捷的上门服务。 这辆"萌宠洗护车"是飞宇科技特种车产品线上的新成员。从填补陕西特种车改装市场空白,到手握15项 自主知识产权和专利技术,成长为国家级高新技术小微企业,飞宇科技成长的背后,是北京银行西安分 行长期稳定的金融支持。 当金融"活水"遇上"硬核"科技,如何精准滴灌,方能滋养民生、驱动发展?日前,记者随中国银行业协 会走进陕西省西安市,深入探访金融力量支持科技创新的实践成果。飞宇科技车间里的生动实践,为我 们提供了一个宝贵的观察窗口。 "及时雨"扭转企业被动局面 走进飞宇科技生产基地,一派繁忙景象。 几名工人正忙着为一辆改装救护车安装呼吸机供氧系统;不远处,一辆即将交付的通信指挥消防车顶 部,无人机升降平台与卫星通讯天线格外引人注目;而几台涂装醒目、科技感十足的新型无动力移动智 慧警务舱,已完成最后调试,准备驶向西安街头。 从服务宠物经济的"萌宠洗护 ...
郑州18项举措激活科技金融创新发展“一池春水”
Zheng Zhou Ri Bao· 2025-07-04 01:15
7月3日,市政府新闻办公室召开"郑州市支持加快科技金融发展若干政策新闻发布会",对郑州市政 府、中国人民银行河南省分行日前联合印发的《郑州市支持加快科技金融发展若干政策》出台有关背 景、核心内容及落地实施路径等进行全面阐释。 18项举措谋篇布局 助力科技金融发展 金融生态环境优化包括"提高区域科技创新能力""建立科技型企业培育库""健全完善风险补偿机 制""建立科技金融工作评估闭环机制"等4项举措。 "创新积分制"疏通金融赋能"主动脉" 科技创新离不开金融的支持。为实现科技和金融的双向奔赴,郑州将以"创新积分制"为突破,疏通 金融赋能"主动脉"。 目前,郑州市正对全市1.5万家高新技术企业、专精特新企业等开展创新积分评级,通过量化指标 精准刻画企业创新"画像"。下一步,郑州将建立高积分企业"白名单"库,定期推送至金融机构,推 动"创新积分贷"等产品精准滴灌,实现"技术流"向"资金流"的高效转化,切实破解企业融资难题。 同时,以政府基金为杠杆,撬动社会资本"投早投小投科技";依托郑州市基金集聚区,打造"郑创 投"品牌活动,搭建"基金+项目"对接平台;郑科贷业务通过"郑好融"平台透出服务,建立了"投贷联 动"工作 ...
破解科技型企业融资难题,郑州探索建立“白名单”库
Sou Hu Cai Jing· 2025-07-03 08:35
Group 1 - Zhengzhou is implementing an innovation credit rating system for 15,000 high-tech and specialized enterprises to address financing difficulties for technology-based companies [1][5] - The city plans to establish a "whitelist" of high-scoring enterprises to be regularly shared with financial institutions, facilitating targeted financial products like "innovation credit loans" [5][6] - Zhengzhou's government is offering up to 5 million yuan in rewards for companies that achieve specific innovation goals [1][7] Group 2 - The city is leveraging government funds to attract social capital for early-stage investments in technology [5][6] - A multi-layered service system is being established, integrating funds, banks, and insurance to support small and hard-tech enterprises [6] - Zhengzhou is focusing on building high-level innovation platforms and integrating into national strategic technology systems to enhance industrial innovation [6][7] Group 3 - The city is enhancing financial services tailored to various strategic emerging industries and key technology projects [7] - R&D expense deductions for manufacturing enterprises have been increased to 100%, with an additional 5% deduction for advanced manufacturing [7] - Companies achieving over 20 million yuan in sales from patented products within two years can receive a maximum reward of 5 million yuan [7]
浙商银行济南分行:挥毫科技金融大文章 以 "三个转变" 构建科创服务新生态
Qi Lu Wan Bao· 2025-07-02 07:34
Group 1 - The Shandong Province meeting emphasized the importance of promoting a "good financial brand" and announced the selection of exemplary cases and products for 2025, with Zhejiang Merchants Bank's Jinan branch's "Talent Bank" included in the list of "good financial" technology finance products [4] - Wang Junshuang, the president of Zhejiang Merchants Bank's Jinan branch, highlighted the need for commercial banks to transition to a new development model of "technology + industry + finance" to better support technological innovation [7] - The bank aims to provide comprehensive services by shifting from single-point services to diversified offerings, focusing on long-term partnerships rather than short-term profits, and proactively empowering enterprises [7] Group 2 - Zhejiang Merchants Bank's Jinan branch has developed a full lifecycle financial service system for technology innovation, launching 30 specialized products tailored to the different stages of technology enterprises [8] - The bank addresses the financing challenges faced by early-stage tech companies by utilizing scoring cards and big data risk control models, transforming intangible assets like patents into financial capital [8] - For growth-stage companies, the bank relaxes profitability requirements and offers larger, longer-term credit support, while also facilitating equity financing and strategic investments [8][9] Group 3 - The bank is also converting digital assets accumulated during business operations, such as invoices and utility payments, into credit limits, and providing tailored financing solutions for supply chain enterprises [9] - Wang Junshuang pointed out the importance of reshaping credit risk control logic, focusing on social value rather than solely on financial metrics, and establishing a differentiated evaluation system for technology enterprises [10] - The bank's initiatives aim to support small and medium-sized enterprises, with 90% of its clients in this category, and to enhance the professionalism and precision of risk control for innovative companies [10] Group 4 - The banking sector's focus on enhancing financial services for the real economy is crucial for high-quality development and the transformation of commercial banks [11] - Zhejiang Merchants Bank's Jinan branch is committed to supporting technology enterprises and contributing to the establishment of a robust technology innovation ecosystem in the province [11]
股权投资扩容后深圳首支AIC试点基金设立 农行深圳分行深化科技金融服务布局
Sou Hu Cai Jing· 2025-06-30 12:46
6月30日,农行深圳分行联合农银投资、深投控集团、罗湖投控举办深圳深投控千帆企航科创私募股权投资基金(简称"深圳深投控千帆企航AIC基金")设 立签约仪式,深圳市委金融办常务副主任、市地方金融管理局局长时卫干,深圳市罗湖区委书记范德繁,农行深圳分行行长姜海洋,农银投资总裁袁盛,深 投控董事长何建锋,深投控副总经理姚飞出席见证。 深圳深投控千帆企航AIC基金规模20亿元,是AIC股权投资试点业务扩大范围后的深圳市首支AIC试点基金、也是深圳市和农银系统内规模最大的AIC试点基 金之一。该基金将围绕深圳"20+8"战略新兴产业和未来产业集群开展股权投资,为科技创新提供长期资本和耐心资本,着力支持深圳开展科技产业金融一体 化专项试点,打造产业科技创新中心。 作为深圳科技创新的重要金融支撑力量,农行深圳分行始终坚持金融工作的政治性和人民性,积极服务深圳推进综合改革试点、深化改革创新扩大开放。近 年来,该行持续提升科技金融服务质效,截至目前已服务1.2万户科创企业,科技型企业贷款规模超1100亿元,上半年增量超300亿元。数据背后,是农行深 圳分行立足创新发展示范银行定位,顶层建设科技金融服务组织体系、产品体系、生态体 ...
山东工行:追“新”逐“质” 助力因地制宜服务新质生产力
Qi Lu Wan Bao· 2025-06-27 11:09
Core Insights - The "Good Financial Products" list for 2025 has been officially released, highlighting Shandong Industrial Bank's case of "promoting technological innovation and equipment renewal loans" as a significant contribution to high-quality financial services [1] - Shandong Industrial Bank has actively engaged in the "Two New" initiatives since the State Council's deployment, demonstrating a commitment to enhancing service precision for the real economy [1] Group 1 - Shandong Industrial Bank has issued the first technological innovation loan and the first equipment renewal loan in the province (excluding Qingdao), leading in total funding amounts [1] - A dedicated task force has been established to implement a responsibility system, ensuring effective communication of central policies and business guidance [1] - The bank has organized meetings to promote technological innovation and technical transformation, proactively engaging with potential projects and clients [2] Group 2 - The bank has optimized business processes by establishing a green channel and a special mechanism for rapid response, enhancing communication and collaboration [2] - Innovative financial products such as "Sci-Tech e-loan," "Points Loan," and "Sci-Tech R&D Loan" have been launched to meet the financing needs of technology-driven enterprises [2] - The "Equipment Purchase Green Loan" has been tailored to match the rapid technological updates in the industry, simplifying procedures for loans under 100 million [2]
中信银行广州分行:29年服务广东,向新而行
Nan Fang Du Shi Bao· 2025-06-26 13:44
6月26日,第14届中国(广州)国际金融交易·博览会盛大开幕,中信银行广州分行展位尤为亮眼。作为 中信集团协同委广东区域分会的牵头单位,中信银行广州分行携手中信证券、中信建投证券等11家集团 子公司分支机构,以"助力美好生活 激发创新动能"为主题共同参展。这也是中信银行广州分行第6次联 合集团成员机构参加金交会,全面展现协同赋能广东高质量发展的最新成果。 在金交会启动仪式上,中信银行广州分行与广东联合产权交易中心合作项目等两个项目进行了现场签 约。在广州市普惠金融推广案例授牌环节,中信银行广州分行"农村户用光伏融资场景——'统借统 还'信贷模式案例"荣获普惠金融赋能"百千万工程"案例授牌。 开幕式当日适逢中信银行广州分行成立二十九周年,扎根南粤29载,中信银行广州分行始终心怀"国之 大者",以"一个中信 一个客户"的理念,协同赋能科产融高效循环、金融助力扩内需促消费,打造"要 出国、找中信""来中国、找中信"服务品牌,助力广东高质量发展。 产融协同助推新质生产力发展 新质生产力的勃兴,离不开金融与产业的深度融合。中信银行广州分行背靠中信集团雄厚的产业根基与 多元的金融牌照,构建起"产业洞察—金融创新—生态协同 ...
江苏:2025年新增科技领域专项贷款授信额度3000亿元
Jin Rong Shi Bao· 2025-06-26 01:47
近日,中国人民银行江苏省分行联合江苏省科技厅在南京举办2025年江苏省科技金融深度融合对接会, 宣布2025年科技领域新增3000亿元专项贷款授信额度。 据了解,截至今年一季度末,江苏省科技贷款余额4.9万亿元,同比增长13.8%,增速居全国前列,其中 高新技术企业、科技型中小企业贷款同比增长24.7%、23%,大幅高于各项贷款增速。 活动现场,江苏省金科数字与科技金融研究院、江苏省科技金融(科创债券)服务与促进中心举行揭牌 仪式。江苏省金科数字与科技金融研究院由南京大学等12家单位联合发起设立,以构建"概念论证—技 术研发—场景验证—规模推广"应用链条为目标,规划建设数字人民币应用技术研究中心、量子金融安 全实验室、金融可信数据空间实验室等,通过搭建高水平创新集聚载体,前瞻布局量子安全、数字资产 等前沿领域,着力驱动金融创新与实体经济深度融合。江苏省科技金融(科创债券)服务与促进中心将 邀请主承销商、评级机构、增信机构等驻点办公,由中国银行间市场交易商协会提供技术支持,为发债 主体提供全方位、全流程、"一站式"的金融服务,推动科技创新债券在江苏增量扩面。 揭牌仪式后,中国人民银行江苏省分行、国家金融监督管理 ...
山东工行:发挥领军银行作用 助力高质量发展
Qi Lu Wan Bao· 2025-06-25 23:14
Core Insights - The article highlights the initiatives taken by the Shandong branch of the Industrial and Commercial Bank of China (ICBC) to support high-quality financial services that drive economic and social development, particularly in technology innovation and green finance. Group 1: Financial Services for Technology Innovation - Shandong ICBC has developed a comprehensive plan to support new productive forces, focusing on technology innovation and large-scale equipment upgrades, with strategic emerging industry loans exceeding 200 billion yuan, ranking first in the industry as of May 2025 [2][3]. - The bank has introduced various innovative loan products such as "Sci-Tech e-loan," "Points Loan," and "Sci-Tech R&D Loan" to meet the financing needs of technology enterprises [3]. Group 2: Equity Investment and Collaboration - Shandong ICBC has actively participated in the "Financial Direct to Grassroots Acceleration" initiative, approving loans exceeding 169.5 billion yuan for 355 projects across 14 cities, with a total disbursement of over 60 billion yuan [4]. - The establishment of the Jinan Gongrong Guohui Equity Investment Fund, with a total scale of 1 billion yuan, aims to invest in strategic emerging industries within Shandong province [4][5]. Group 3: Green Finance Initiatives - The bank has launched innovative green financial products, such as marine carbon sink expected revenue rights pledge loans, to enhance financing channels for enterprises while promoting ecological sustainability [6][7]. - The "Lushan Bay Oyster Integration Development Demonstration Zone Project" received a 50 million yuan loan, marking the first marine carbon sink expected revenue rights pledge loan in Shandong province [7]. Group 4: Inclusive Finance for Small and Micro Enterprises - The "Qilu Xingnong Loan" product, tailored for agricultural needs, has seen a loan balance exceeding 6.3 billion yuan, with a growth rate of over 38% since the beginning of the year [8]. - The bank has implemented an automated and streamlined approval process for financing applications, enhancing accessibility for small and micro enterprises [8]. Group 5: Elderly Care Financial Services - The "Silver Industry Cloud" platform provides a comprehensive range of financial services for the elderly, integrating various aspects of elderly care and management [9]. - The platform aims to enhance operational efficiency and service quality in elderly care institutions, with plans to add 43 new clients by 2025 [9]. Group 6: Digital Financial Innovations - Shandong ICBC has developed a "Smart Agricultural Service Platform" based on open banking and digital currency smart contracts, providing integrated financial services for rural revitalization [10][11]. - The platform addresses key issues such as online business operations and fund supervision, significantly improving transaction efficiency and control [11].