Core Viewpoint - The press conference focused on the achievements of the financial industry during the "14th Five-Year Plan" period, emphasizing long-term development rather than short-term policy adjustments [2]. Financial System Stability - The overall financial system in China is stable, with healthy financial institutions and smooth market operations [3]. Loan Growth - During the "14th Five-Year Plan," loans to technology-based small and medium-sized enterprises, inclusive small and micro loans, and green loans grew at an average annual rate of over 20% [4]. Monetary Policy Framework - A modern monetary policy framework with Chinese characteristics has been gradually formed and continuously improved, promoting reasonable growth in financial totals and optimizing credit structure [5]. International Financial Governance - China's participation, influence, and voice in international financial governance have significantly increased, driven by structural reforms in the financial supply side and the development of a multi-level financial market [6]. Central Bank System Improvement - The People's Bank of China will accelerate the improvement of the central bank system to support high-quality economic development [7]. Regulatory Health Indicators - Major regulatory indicators such as non-performing loans, capital adequacy, and solvency are stable and within a healthy range, with a 40% increase in the disposal of non-performing assets compared to the "13th Five-Year Plan" [8][10]. Asset Growth in Banking and Insurance - The total assets of the banking and insurance sectors have exceeded 500 trillion yuan, with an average growth of nearly 9% over the past five years [9][10]. Funding for the Real Economy - The banking and insurance sectors provided an additional 170 trillion yuan in funding to the real economy over the past five years, with significant growth in loans for key areas such as research and technology [11]. Regulatory Effectiveness - Regulatory effectiveness has improved, with a comprehensive regulatory framework established and strict enforcement leading to significant penalties for violations [12][17]. Capital Market Development - The basic system and regulatory logic of the capital market have been comprehensively restructured, supporting stable development [13]. Technology Sector Growth in Capital Markets - The market capitalization of the technology sector in A-shares has exceeded 25%, indicating a significant increase in the market's focus on technology [14]. Direct Financing Growth - In the past five years, the total financing through stock and bond markets reached 57.5 trillion yuan, with a steady increase in the proportion of direct financing [15]. Shareholder Returns - Listed companies distributed over 10.6 trillion yuan in dividends and buybacks, significantly increasing compared to the "13th Five-Year Plan" [16]. Foreign Investment in Domestic Markets - By the end of July, foreign institutions and individuals held over 10 trillion yuan in domestic stocks, bonds, and deposits, indicating robust cross-border investment activity [18]. Foreign Exchange Market Stability - Foreign exchange reserves have remained stable above 3 trillion USD, playing a crucial role in economic stability [20].