尊敬的投资者： 南华基金管理有限公司（以下称"本公司"）提醒广大投资者，此前发现有不法分子冒充本公司及本公司 员工，以"投资交流、办理网课、培训费退费"等为由，引导投资者通过非法途径下载假冒"南华基金"等 虚假APP，诱导投资者在上述APP进行充值、转账，骗取投资者钱财，实施非法牟利行为。不法分子的 行为严重侵害了投资者和本公司的合法权益。 为维护投资者利益，维护本公司声誉，本公司在此再次郑重提醒广大投资者： 一、本公司暂无官方手机APP客户端，所有号称本公司官方APP的，均为假冒。 四、本公司强烈谴责任何仿冒本公司名义、损害本公司名誉、欺骗投资者的非法行为，并保留对以任何 方式冒用本公司及本公司员工名义的机构或个人采取法律行动、追究法律责任的一切权利。 五、本公司郑重提醒广大投资者：不法分子手段不断翻新，极具欺骗性，请务必提高警惕，切勿相信非 法网站、虚假公众号、APP等，防止上当受骗，保护自身合法权益。切勿扫描来源不明的二维码图片或 点击来源不明的链接下载APP进行投资交流或进行投资，警惕被不明身份人员拉入投资主题的微信群、 QQ群或其他APP群，不要轻易透露个人信息、不要向身份不明的账户转账汇款，谨防上 ...

Core Viewpoint - The article emphasizes the importance of investor education and protection against fraud in the mutual fund industry, particularly in light of increasing fraudulent activities targeting investors [1]. Common Fraudulent Methods - Fraudsters create fake financial apps or websites by imitating well-known fund companies to deceive investors into downloading or logging in [2]. - Scammers impersonate fund company employees or experts on social media, fabricating "insider information" or "high-yield products" to lure investors into transferring funds [2]. - The establishment of fake investment groups that use forged profit screenshots and false cashback offers to create a false sense of security, ultimately leading to significant financial losses for investors [2]. Important Identification Techniques - Verify platform qualifications through official channels such as the fund company's website, official customer service numbers, or the China Securities Regulatory Commission's fund information disclosure system [3]. - Be cautious of unregistered apps or websites [4]. - Watch out for promises of abnormal returns, such as "capital protection" or "daily rebates," as legitimate fund companies do not guarantee fixed returns [5]. - Confirm the authenticity of communications, as official institutions do not provide investment services through personal social media accounts or unregistered platforms [6]. - Any request to transfer funds to personal or unknown third-party accounts is a clear sign of fraud [7]. Preventive Measures - Strengthen information verification by checking developer qualifications before downloading apps and avoiding unknown QR codes or links [9]. - Protect personal information by not disclosing sensitive data such as ID numbers, bank passwords, or verification codes, and regularly changing account passwords while avoiding public Wi-Fi for transactions [10]. - Establish a reporting mechanism to verify suspicious activities through official customer service and retain evidence for reporting to law enforcement [10]. - The core of fraud impersonating fund companies lies in faking authoritative identities and high-yield traps, urging investors to adhere to the principles of "official verification, information confidentiality, and rational judgment" [10].

Group 1 - Penghua Fund announced that illegal individuals are impersonating the company, claiming to be responsible for refund services and guiding investors to scan specific QR codes and download the "Penghua Industry APP" [1] - The "Penghua Industry APP" is not related to the company and is a fraudulent act using the company's name [1] Group 2 - Other fund companies, including Guolian, Jianxin, Yuanxin Yongfeng, and Lion Global, have also reported similar "imposter" scams since August, warning investors about various deceptive tactics [2] - The industry advises investors to remember four key anti-fraud tips: use official channels for transactions, avoid scanning unknown QR codes, reject temptations related to "rebates" and "refunds," and protect personal information [2] - In case of suspected fraud, investors are urged to report to the police and verify the situation with the fund company immediately [2]

Core Viewpoint - The company warns investors about fraudulent activities involving counterfeit business licenses and fake employees, urging them to be cautious and only use official channels for transactions [1][4][6]. Company Information - The official name of the company is "China Construction Bank Fund Management Co., Ltd." [2] - The company's official website is www.ccbfund.cn, and its app is named "建信基金" [2]. - The company provides a nationwide customer service hotline at 400-81-95533 and an email address for inquiries [2]. Investment Channels - Investors can only purchase the company's fund products through the following channels: 1. Direct sales center located at 16th Floor, Yinglan International Financial Center, 7 Financial Street, Xicheng District, Beijing [3]. 2. Online direct sales via the official website, WeChat service account, and app [3]. 3. Authorized fund sales institutions listed on the company's official website [4]. Fraud Prevention - The company emphasizes the importance of recognizing and avoiding online scams, advising investors not to click on unknown links or scan suspicious QR codes [4][6]. - Investors are encouraged to report any fraudulent activities using the company's name to the customer service hotline [6]. Fund Management and Operations - The company manages the "CCB North Securities 50 Index Fund," which is an index-based fund [6]. - The fund's subscription and redemption operations are conducted on normal trading days of the Shanghai and Shenzhen Stock Exchanges [7]. - The minimum subscription amount for the fund is set at 1 RMB [8]. Fee Structure - The fund has different fee structures for A and C class shares, with A class shares incurring a subscription fee while C class shares do not [9][12]. - Pension clients can enjoy a discounted subscription fee rate if they complete account verification at the direct sales counter [10]. Redemption and Conversion - The fund allows for redemption with a minimum of 0.01 shares, and redemption fees vary based on the holding period [16]. - The company also offers conversion services between its funds, with specific fees applicable based on the difference in subscription and redemption rates [18][20]. Regular Investment Plans - The company provides a systematic investment plan (SIP) option, allowing investors to set up regular contributions with a minimum investment of 1 RMB per period [22][24].