Core Insights - The article highlights a significant increase in foreign purchases of second-hand homes in the U.S., particularly by Chinese buyers, who account for 15% of these transactions. The median purchase price for Chinese buyers is $759,600, which is 90% higher than the national median price of $403,100 [2][10]. Group 1: Foreign Purchases Overview - Foreign purchases of second-hand homes in the U.S. surged by 40% year-on-year, reaching 78,100 units, marking the highest growth rate in 15 years [3]. - Despite the increase, foreign buyers represent only 2% of total second-hand home sales in the U.S. [3]. - The median price of second-hand homes in the U.S. is $422,400, which has increased by 40% compared to four years ago [5]. Group 2: Chinese Buyers' Behavior - Chinese buyers are the largest group among foreign purchasers, with a median purchase price significantly higher than the national average [9][10]. - Approximately 70% of Chinese buyers purchase homes in cash, avoiding loans [10]. - The motivations for Chinese buyers include obtaining permanent residency visas and providing housing for children studying in the U.S. [9]. Group 3: Market Dynamics and Regulations - The high home prices and elevated mortgage rates have made it increasingly difficult for average American buyers to purchase homes, creating opportunities for wealthy foreign buyers [5][8]. - As of August 20, 2023, 54 state-level bills restricting foreign ownership of real estate have been passed across 30 states in the U.S. [11]. - In 2025 alone, 133 bills aimed at limiting foreign real estate purchases have been proposed, indicating a growing trend towards regulation in this area [13].

2025.08. 25 本文字数：2363，阅读时长大约4分钟 作者 | 第一财经 高雅 安萨里建议，若买家计划迁往已实施外国人购房税或购房限制的国家，最好在抵达并成为当地居民后 再考虑购房。或者，买家也可以考虑替代市场进行投资。 经济不确定性中的房地产市场 今年以来，全球多个主要经济体的房地产市场表现持续低迷。 8月26日，韩国将正式实施针对外国人购房的新规。该规则不仅设立"外国人土地交易许可区"，还要 求外国购房者必须事先获得地方政府批准，并在获批后四个月内入住，购房后还需实际居住至少两 年。 亚洲房产科技集团居外IQI联合创始人兼首席执行官安萨里（Kashif Ansari）向第一财经记者表示， 预计在韩国新政策实施后，外国人离岸购房的情况在明年可能降至近乎为零。 今年以来，多国陆续推出类似政策。澳大利亚政府宣布，自4月1日起禁止外国投资者购买已建成住 宅，该禁令将持续至2027年3月31日。 5月，西班牙政府向议会提交议案，拟对非欧盟买家征收100%的房产税。 而日本国民民主党预计将在今年秋季的特别国会会议上提出限制外国人购买房地产的法案。 不过，也有部分国家正朝相反方向调整政策。新西兰政府正考虑放宽 ...