Group 1 - The company held a semi-annual performance briefing on August 26, 2025, with participation from independent directors and the financial director [1] - Investors raised concerns about the company's focus on insurance business and the use of long-term capital for bank financial products, questioning how the company plans to enhance technological innovation in the second half of the year [1] - The company emphasized its commitment to R&D innovation, planning to increase investments in 5G, large insurance, health, and AI computing to enhance core competitiveness [1][2] Group 2 - In response to competitive pressures, the company outlined strategies to improve core competitiveness through continuous technological innovation, business transformation, and talent acquisition [1][2] - The company is actively expanding its insurance services and has ongoing key projects, including accident protection for insured vehicles and smart claims projects [2] - The company acknowledged challenges such as business transformation not meeting expectations and market competition affecting gross margins, and it plans to focus on digital transformation and new business development in the second half of the year [2]

Group 1: Company Strategy and Focus Areas - The company emphasizes the importance of R&D innovation, planning to increase investments in 5G, insurance, health, and AI technologies to achieve significant breakthroughs [2][5]. - The company aims to enhance its digital and intelligent capabilities, creating a standardized and comprehensive service system to improve core competitiveness and sustainable development [2][3]. - The company plans to optimize the use of idle funds through proactive management, ensuring maximum asset returns while supporting its main business development [2][3]. Group 2: Market Competition and Response Strategies - In response to intense market competition, the company will focus on continuous technological innovation, timely product development, and strategic adjustments to maintain and expand market share [5][7]. - The company intends to enhance its talent acquisition efforts to support ongoing innovation and business development [5][7]. - The company is committed to improving its marketing network and expanding its partner ecosystem to provide stable foundations for business operations [7][8]. Group 3: Insurance Sector Development - The company is actively developing new service scenarios in the insurance sector, leveraging its comprehensive capabilities in insurance brokerage and technology [6][8]. - Key projects in the insurance sector include "Yuan An Kang" for cancer patient rehabilitation, "Travel Worry-Free" for vehicle insurance, and an insurance marketplace for smart claims [8]. - The company is focused on embracing industry changes and providing scenario-based insurance products to support client development and ensure sustainable growth [6][8]. Group 4: Financial Performance and Shareholder Returns - The company is committed to optimizing its dividend policy to enhance shareholder returns while continuously improving performance [7]. - The company plans to implement cost reduction and efficiency enhancement strategies to drive profit margins higher [8]. - The company will focus on digital transformation and new business development to strengthen its core competitiveness and profitability [8].