Workflow
失信惩戒和信用修复机制
icon
Search documents
最高法发布保障举措 破解民营企业融资顽疾
Bei Jing Shang Bao· 2025-08-10 16:34
Core Viewpoint - The Supreme People's Court has issued guidelines to support the development of the private economy, proposing 25 specific measures to address issues such as high financing costs and illegal lending practices [1][4]. Group 1: Judicial Support for Private Economy - The guidelines emphasize the need to strictly implement a "non-prohibition, entry allowed" policy and establish a unified negative list for market access, ensuring fair competition and legal protection for various ownership economies [2]. - The guidelines aim to address the issue of overdue payments to private economic organizations, particularly small and medium-sized enterprises (SMEs), by enforcing payment regulations and enhancing mechanisms for preventing and clearing overdue payments [2]. Group 2: Regulation of Financial Practices - The guidelines call for the regulation of financial institutions' lending practices to lower overall financing costs, including the prohibition of illegal lending practices such as "high-interest loans" and "head-cutting fees" [4][5]. - The guidelines highlight the need for financial institutions to innovate financing supply mechanisms and improve credit allocation for private enterprises, particularly SMEs, to enhance service coverage and credit accessibility [6]. Group 3: Consumer Protection and Market Order - The guidelines stress the importance of legally adjudicating consumer disputes and promoting healthy development in the online and platform economy, while also protecting consumer rights and punishing fraudulent claims [3]. - The guidelines propose the establishment of a credit repair mechanism and a system for punishing dishonest behavior, distinguishing between "dishonesty" and "inability" to ensure fair treatment of businesses [6].