Core Insights - The meeting focused on financing needs of private enterprises in Fujian Province, highlighting the collaboration between various financial institutions and private companies to address funding challenges [3][4]. Group 1: Financing Initiatives - Three provincial financial institutions, including China Construction Bank Fujian Branch, Fujian Rural Credit Cooperative Union, and Fujian Strait Bank, presented innovative financial service practices for small and micro private enterprises [3]. - A total of 16 private enterprises signed financing cooperation agreements with 8 municipal financial institutions, with a total financing amount of 755 million yuan [3]. Group 2: Policy and Strategic Emphasis - The meeting emphasized the implementation of the new era strategy for strengthening the private economy and the introduction of the "Fujian Province Private Economy Promotion Regulations," which will significantly advance the province's transition from a large private economy to a strong one [3]. - There is a commitment to enhance the coordination mechanism for supporting small and micro enterprises' financing at the provincial, municipal, and county levels, alongside continuous policy supply to resolve financing difficulties faced by private enterprises [3].

本报讯 （记者 黄筱菁） 12月23日，由省发改委、省委金融办、福建金融监管局、省民营经济发展促进 中心主办的民营企业融资对接会在福州举行。来自科技制造、新材料、新能源产业的民营企业代表，以 及金融机构代表共100余人参加会议。 据介绍，目前我省正扎实推进实施省市县三级支持小微企业融资协调工作机制，已走访小微企业444万 户，总授信额度1.36万亿元，发放贷款1.15万亿元。下一步，省发改委将会同有关部门，持续完善小微 企业融资协调工作机制、与民营企业常态化沟通交流机制，强化惠企政策的宣传解读和落地落实，推动 更多金融资源精准流向民营经济领域。 现场，16家民营企业与8家市级金融机构签订融资合作协议，涵盖新能源开发、技术升级改造、新材料 研发等多个领域，涉及融资金额达7.55亿元。现场设置了对接洽谈区，企业代表可根据自身需求与金融 机构工作人员面对面沟通交流，据统计，共接待企业咨询100余人次，达成初步融资意向30余项。此 外，会议还举行了"福州市数字金融实验室"和"福州市数据标注基地"云揭牌仪式。 ...

中国人民银行湖北省分行建立重点民营企业跟踪对接服务机制。在支持对象方面，该行联合湖北省工商 联建立近万家重点民营企业名录并坚持动态更新，组织金融机构按照"对接率100%、融资需求尽调率 100%、有效融资需求授信率100%"三个百分之百标准开展融资对接，引导金融资源优先投向湖北省民 营经济高质量发展重点领域。2025年以来，金融机构已为有合理融资需求的1095家重点民营企业提供授 信或信贷支持293亿元。在服务重点方面，推动金融机构靶向施策，积极落实无还本续贷政策，配合企 业做好到期贷款的资金接续方案，更好发挥全省应急转贷体系作用，解决当前民营企业反映较多的续贷 难题。 中国人民银行湖北省分行还及时回应民营企业融资服务诉求，持续推动金融机构减费让利。该行引导金 融机构定期梳理工商联、科技、经信等行业主管部门，通过定期调查、调研座谈、网络征集等途径获取 的民营企业融资诉求，并推送至金融机构对接解决。前三季度，湖北省企业贷款加权平均利率为 3.14%，同比下降46个基点。指导金融机构落实账户服务、人民币结算等12项减费让利政策，前三季度 累计为企业减免相关费用7.72亿元，惠及民营小微经营主体470万户次。 下一 ...

最高人民法院今天发布7个人民法院依法平等保护民营企业合法权益典型民商事案例，内容涵盖融资环 境优化、股东有限责任激活、历史遗留问题处置、企业名誉信用保护等多个方面。 一、依法规范金融机构行为，助力破解民营企业融资难、融资贵问题 解决融资问题是保证民营企业"稳生存""谋发展"的基础支撑，是激发民营经济创新发展的关键举措。人 民法院坚持金融服务实体经济宗旨，依法助力民营企业拓宽融资渠道，降低融资成本。通过审理金融借 款纠纷案件，严格落实国家金融监管政策，推动金融机构持续优化普惠金融供给和服务，依法规范金融 机构利息和费用收取、单方面增加发放贷款条件、中止发放贷款、提前收回贷款等行为，协同金融监管 部门推动政策落实落地，确保民营企业的合法权益不受侵害。例如，在今天发布的"某银行与某地产开 发公司等金融借款合同纠纷一案"中，银行在发放3.5亿贷款前，向企业收取1000万元"融资承诺费"，却 未提供任何相对应的服务。人民法院认定银行违反金融服务收费公开透明、质价相符原则，在收取贷款 利息之外，超出金融监管规定准许的收费范围，不当增加了借款人的融资成本，按照"砍头息"的裁判规 则，将该"融资承诺费"在借款本金中予以扣除。 ...

南都讯 记者刘嫚 发自北京 12月4日第十二个国家宪法日之际，最高人民法院召开依法平等保护民营企 业合法权益典型民商事案例新闻发布会。最高人民法院民二庭庭长王闯介绍，人民法院依法规范金融机 构行为，助力破解民营企业融资难、融资贵问题。 王闯介绍，解决融资问题是保证民营企业"稳生存""谋发展"的基础支撑，是激发民营经济创新发展的关 键举措。人民法院坚持金融服务实体经济宗旨，依法助力民营企业拓宽融资渠道，降低融资成本。人民 法院通过审理金融借款纠纷案件，严格落实国家金融监管政策，推动金融机构持续优化普惠金融供给和 服务，依法规范金融机构利息和费用收取、单方面增加发放贷款条件、中止发放贷款、提前收回贷款等 行为，协同金融监管部门推动政策落实落地，确保民营企业的合法权益不受侵害。 王闯举例称，在今天发布的"某银行诉某地产开发公司等金融借款合同纠纷一案"中，银行在发放3.5亿 贷款前，向企业收取1000万元"融资承诺费"，却未提供任何相对应的服务。人民法院认定银行违反金融 服务收费公开透明、质价相符原则，在收取贷款利息之外，超出金融监管规定准许的收费范围，不当增 加了借款人的融资成本，按照"砍头息"的裁判规则，将该"融 ...

原标题：优化服务，为民营企业"输血"强身 ——细读"民间投资13条"③ 项目资本金是项目开工的先决条件。新型政策性金融工具全部用于补充项目资本金，能够有效促进更多民间投资和民间资本参与项目加快开工实施， 同时这一工具还能进一步引导带动商业银行共同参与投融资，发挥"四两拨千斤"的效应。 民间投资，钱从哪里来？促进民间投资，资金支持是重要方面。 细读"民间投资13条"，若说扩大准入、打通堵点的一系列政策旨在更好打开民营企业的投资空间，那么强化保障的一系列服务性举措瞄准的则是进一 步拓宽投融资渠道，为民营企业"输血"强身、增强投资能力。 先看政策性金融。 政策性金融聚焦国家战略需求、提供中长期资金，能够有效提振民间投资的积极性。《关于进一步促进民间投资发展的若干措施》（以下简称《若干 措施》）提出，用好新型政策性金融工具，支持一批符合条件的重要行业、重点领域民间投资项目，补充项目资本金。 今年4月25日召开的中共中央政治局会议强调，"设立新型政策性金融工具，支持科技创新、扩大消费、稳定外贸等"。这一新型政策性金融工具随后 便紧锣密鼓地筹备落地。目前，5000亿元新型政策性金融工具资金已全部投放完毕，其中安排一定规模 ...

Core Insights - The event themed "Government Platform, Empowering Development" facilitated a financing connection between private enterprises and financial institutions, achieving an initial intent for financing of 3.484 billion yuan [1] Financing Activities - The event included diverse activities such as policy interpretation, signing cooperation agreements, and product promotion to create an efficient platform for communication between banks, guarantee companies, and private enterprises [1] - Prior to the event, the Provincial Bureau of Private Economic Development collected financing needs from over 180 enterprises, totaling 5.2 billion yuan, which were then communicated to banks and financial institutions [1] Outcomes - Following in-depth discussions, dozens of private enterprises signed agreements with banking institutions, resulting in an initial intent for financing of 3.484 billion yuan [1] - Financial institutions and platforms also conducted promotional activities during the event [1] Organizers - The event was organized by multiple entities including the Provincial Bureau of Private Economic Development, Provincial Development and Reform Commission, Provincial Financial Office, People's Bank of China Shanxi Branch, Shanxi Financial Regulatory Bureau, and Shanxi Financial Holding Group, with support from the Provincial Small Enterprise Development Service Center and Shanxi Equity Exchange Center [1]

Core Insights - The article emphasizes the establishment of a regular financing connection mechanism for private enterprises in Yunnan, aimed at addressing financing bottlenecks and enhancing support for the private economy [1][2]. Group 1: Financing Mechanisms - The People's Bank of China Yunnan Branch and the Yunnan Development and Reform Commission have collaborated to guide financial institutions in increasing investments, particularly in highland特色 agriculture and technology enterprises [1]. - As of July 2023, the loan balance for Yunnan's private economy reached 9,625.1 billion yuan, reflecting a year-on-year growth of 12.8%, while inclusive small and micro loans amounted to 5,295.13 billion yuan, growing by 15.6% [1]. Group 2: Support for Private Enterprises - The Agricultural Development Bank of China Yunnan Branch does not differentiate loan access based on ownership structure, instead evaluating based on actual business conditions and risk capacity [2]. - In the first seven months of the year, Yunnan issued 22.86 billion yuan in re-loans for agricultural and small enterprises, and processed 16.76 billion yuan in re-discounts [2]. Group 3: Case Studies - Ba Shi Chuan Zhen Agricultural Development Company, a private enterprise in agricultural technology, has established over 5,000 acres of highland ecological planting bases and signed long-term agreements with over 200 farmers [2]. - In February, Ba Shi Chuan Zhen submitted a credit request through the融信服 platform, receiving an 8 million yuan loan for raw material procurement, which helped reduce financing costs and provided flexible repayment options [3]. - The Agricultural Bank of China Zhaotong Branch has developed a "highland agricultural industrialization leading enterprise whitelist," allowing listed enterprises to access up to 10 million yuan in credit loans without collateral [3].

Core Viewpoint - The issuance of the first global "Yulan Bond" by Shanghai Fosun High Technology Group Co., Ltd. marks a significant innovation in financing for private enterprises in China, facilitated by Industrial Bank as the underwriter and cornerstone investor [1] Group 1: Financial Product Overview - The "Yulan Bond" is a new financial product launched by the Shanghai Clearing House and the European Clearing Bank, designed to support Chinese enterprises in raising funds in international markets through interconnected domestic and foreign financial infrastructures [1] - The issuance scale of the "Yulan Bond" is 1 billion yuan, with a maturity of 3 years [1] - Since its launch, the "Yulan Bond" has been utilized by various issuers, including banks, securities firms, and non-financial enterprises, and is available in multiple currencies such as USD and EUR [1] Group 2: Impact on Private Enterprises - The issuance of the first "Yulan Bond" for a private enterprise expands the service boundaries of this financial product and broadens financing channels for private companies, effectively reducing their financing costs [1] - The private economy is recognized as a driving force for advancing China's modernization [1] Group 3: Industrial Bank's Role - Industrial Bank has been actively addressing the financing challenges faced by private enterprises by combining its strengths and financial innovations, contributing to the high-quality development of the private economy [1] - As of September 2025, Industrial Bank's loans to the private economy exceeded 1.75 trillion yuan, and in the first three quarters of 2025, it underwrote nearly 30 billion yuan in debt financing tools for private enterprises, with over half being sci-tech bonds [1]

Core Viewpoint - The issuance of the world's first private enterprise "Yulan Bond" by Shanghai Fosun High Technology (Group) Co., Ltd. marks a significant breakthrough in supporting private enterprises in expanding financing channels and promoting sustainable development [1] Group 1 - The "Yulan Bond" has a total issuance scale of 1 billion yuan, a term of 3 years, and an interest rate of 4.9% [1] - The bond received subscriptions from various domestic and international investors, including banks, securities firms, public funds, and asset management companies [1] - The successful launch of the "Yulan Bond" demonstrates a major advancement in providing precise support for the financing needs of private enterprises [1]