转自：吐槽星君 在高铁上外放张震讲故事是种什么体验…？ （v i a .@煜子茶（正颌已拆板） ） 私人笑。 我的耳朵不得不在大网红刷到我你算是有福了,和上 蹿下跳一直在不断发出惊声尖叫的小孩之间反复研 磨,直到怒气彻底顶破脑壳。 我叫来乘务员,也写了举报信,可大概这种级别的措 施匹配不上他们令人昨舌的素质,结果收效甚微。 颓然向后倒去,整个人狠狠撞进二等座的椅背,那坚 硬的触感突然让我意识到,自己似乎也是手持廉价车 票进站的低消费群体,某种程度上甚至算得上是同 类。 想到这我把耳机摘下来放进了包包,猛地将手机音量 调至最高,紧接着张震那陪伴了我整个童年时光的声 音响彻了整节车厢。 2 公众号 · 吐槽星君 让人汗毛直立的剧情逐渐盖过了紧张的中美局势,也 压住了美女热舞的曼妙身姿。前坐的乘客开始频频向 后张望,所有人都默默拉低了音量,诡谲多变的恐怖 声效终于还是成功统治了这节车厢,我也露出了满意 的微笑。 这之后有人默默嘟嚷,也有人小心翼翼地劝告,可就 如同我之前说的那样,这种级别的措施匹配不上各位 (包括我在内)那令人昨舌的素质。 回头望去,车内的人都齐刷刷盯着我,果然这氛围就 适合听点恐怖播客,我的选择可 ...

Group 1 - In the first half of 2025, household deposits in China increased by 10.77 trillion yuan, reaching a historical high of 162.02 trillion yuan, indicating a growing trend towards saving among individuals [1] - A survey revealed that 38.8% of respondents plan to save more than half of their monthly salary, while only 5% intend to decrease their savings, reflecting an increasing awareness of savings [1][3] - The primary reason for saving is the desire for security, highlighting a shift in financial behavior among the population [3] Group 2 - Despite the rising savings awareness, bank deposit rates have been declining, with major banks offering rates below 1% for one-year fixed deposits as of July 2025, suggesting a challenging environment for traditional savings [5] - The article recommends a specific short-term bond fund, Guotai Liying, which has shown strong historical performance with a return of 8.11% since its inception and an annualized return of 3.03%, outperforming benchmarks and peers [5][6] - Guotai Liying A has demonstrated excellent risk control, with a maximum drawdown of only -0.08% this year, significantly lower than the industry average [6][7] Group 3 - The Guotai Liying fund has a year-to-date return of 1.07%, compared to the industry average of 0.78%, making it an attractive option in a volatile market [6][7] - The fund's Sharpe ratio and Calmar ratio are also significantly better than its peers, indicating a favorable risk-adjusted return for investors [7][9] - Guotai Fund has been actively managing short-term bond strategies since 2018, leading to a rapid growth in the scale of its "Li" series funds, which reached 29.5 billion yuan by the end of Q1 2025, a 60% increase from the end of 2022 [8][9]