联想到最近《DT商业观察》发布的《2025年轻人存钱小调查》，虽然调研样本受限于公众号粉丝结 构，但呈现出来的一些数据还是很有意思。 调查显示，在存款比例方面，38.8%的受访者表示会把一半以上的月薪存起来，只有5%的人打算减少存 款比例，众多调研受访者也表示近年来存款意识在逐渐增强。 对应存钱的原因，调查显示，安全感是主要原因。 7月14日，央行网站公布的2025年上半年金融统计数据显示，2025年上半年，境内住户存款增加10.77万 亿元至162.02万亿元，创下历史新高。存款逐渐成为很多人的选项。 尤其是在今年债市的大幅波动下，国泰利盈更是展现出了非常出色的投资管理能力，业绩表现及风险控 制均优于同类平均。 我们以中债-新综合指数（CBA00101.CS）为例，截至6月30日，该指数今年以来最大回撤1.73%，最大 回撤修复天数35天。相比之下，国泰利盈A今年以来最大回撤仅-0.08%，不足同类基金的1/3，今年以来 最大回撤修复天数仅3天，也显著优于同类平均。（数据来源：wind，时间2025/1/1-2025/6/31，过往业 绩不预示未来） 在收益表现方面，国泰利盈A今年以来收益率1.07%，而同 ...

Core Viewpoint - The recent popularity of the Jiangsu Super League (Jiangsu Super) reflects the long-term investment in sports and the competitive spirit among cities in Jiangsu, which can also be seen as a metaphor for investment strategies in finance [2][3][4]. Group 1: Sports Development in Jiangsu - Jiangsu has a rich football history, with numerous professional teams contributing to a large fan base, despite the absence of a team in the Chinese Super League [3]. - The province ranks second in the number of professional football clubs in China, with seven out of thirteen cities having professional football teams over the past seven years [3]. - Jiangsu boasts 36.37 million sports venues, including 11,632 football fields, leading the nation in sports infrastructure [3]. Group 2: Economic Structure and Competition - Jiangsu's GDP reached 13.7 trillion yuan in 2024, ranking second among all provinces, with a per capita GDP exceeding 160,000 yuan, the highest in the country for 16 consecutive years [5]. - The province's economic structure features a balanced development across its cities, fostering a strong competitive atmosphere that drives regional growth [5]. Group 3: Performance in Jiangsu Super League - Yancheng team, despite not being the strongest, leads the Jiangsu Super League with 10 points from 3 wins and 1 draw, showcasing a strategy of accumulating small victories [6]. - Nantong team, with a strong performance and a roster primarily from Haimen youth training, has emerged as a favorite for the championship, highlighting the importance of professional training [9][10]. Group 4: Investment Strategies - The success of the Jiangsu Super League can be paralleled with investment strategies that emphasize stability, performance, and professional management [10]. - The Guotai Li series of bond funds exemplifies a stable and high-performing investment product, with Guotai Lixiang A achieving a 15.36% return over five years, ranking in the top 25% of its category [11]. - The Guotai Li series has shown low historical drawdowns and quick recovery times, indicating a robust investment approach [12].

五一小长假将至，大家在规划出游行程之余，也别忘了做好假期理财规划，把手上的闲钱利用起来。 虽然债市和股市一样，节假日也会暂停交易，但由于债券票息收益是按照一年365天计算的，所以债基 持有人在节假日一样享有票息收益，等到假期结束后的第一个交易日，收益就会统一显示在基金净值 中，真正实现"人闲钱不闲"。 所谓"闲钱"，即在满足了日常开销以及房贷/房租等持续性支出，并为长远目标（如子女教育、养老规 划等）进行专项储蓄后，仍然剩余的资金。闲钱投资，既要追求资产的长期保值增值，又要考虑资金的 流动性，以灵活应对短期紧急支出。 今天就来和大家盘一下闲钱理财的好去处，在享受假期的同时，也能让闲钱为自己"打工"。 同业存单基金 在存款利率持续下调的当下，同业存单基金成为备受关注的闲钱投资工具。从收益率和波动性来看，同 业存单基金通常会略高于定期存款和货币基金等传统理财产品，但波动性仍属于较低水平，适合中低风 险偏好的投资群体。 同业存单基金主要投资于主体评级为AAA级的同业存单，主体均为全国性商业银行等大型机构，信用 风险（发行主体违约风险）较低；而且成立开放后，持有七天可随时赎回，方便随时随地灵活取用，投 资者如果在4月 ...