Core Viewpoint - The company, Qiaoyin City Management Co., Ltd., is applying for a comprehensive credit limit and accounts receivable pledge credit business with Shanghai Pudong Development Bank's Guangzhou branch, indicating a strategic move to secure liquidity and financial backing for its operations [1] Group 1: Loan Application and Guarantees - The company plans to apply for a working capital loan not exceeding 450 million yuan, with a term of no more than 12 months [1] - The controlling subsidiary, Shaoguan Qiaokai, intends to provide a joint liability guarantee of up to 450 million yuan [1] - The wholly-owned subsidiary, Duyun Qiaoying, will pledge accounts receivable as collateral, not exceeding 665 million yuan [1] Group 2: Current Guarantee Status - After this guarantee, the total guarantee balance from subsidiaries to the company will be 656 million yuan, with an available balance of 916 million yuan [1] - As of the announcement date, the total external guarantee balance of the company and its controlling subsidiaries is 1.926 billion yuan, accounting for 79.06% of the net assets for 2024 [1] - There are no overdue or abnormal guarantee situations reported [1]

"纠纷化解了，企业发展更有信心了。"武汉一家高新企业负责人告诉长江日报记者，得 益于武汉中院法官高水平审判，公司的1.5亿元资金回笼，解决了研发资金的燃眉之急。 原来，这家高新企业与某信息公司存在长期业务往来，双方签订了多份采购合同，信息 公司是采购方，高新企业是供货方。为了保证货款按期足额支付，信息公司提出以应收账款 为货款提供质押担保。 在法律上，应收账款是一种债权，应收账款质押是一种权利质押。 该高新企业的员工回忆，当时，这个担保方案看起来完美无缺，信息公司的产品竞争力 强，下游客户资质优，又提供了质押担保，货款支付有保障。 经再三讨论权衡，该高新企业同意了信息公司的请求，可是合作一段时间后，对方欠的 货款总额已有上亿元。 该高新企业发现，由于应收账款挂钩的基建项目时间长、变动大，导致担保也存在巨大 的不确定性。 于是，该高新企业诉至武汉中院，要求信息公司立即支付货款及违约金，并主张对信息 公司提供的应收账款账户内资金在不超过1.5亿元的范围内优先受偿。 "以将有的应收账款质押，是民法典时代的一种新型担保制度。"法官告诉记者，本案主 要有三大争议焦点：具体货款金额的认定、是否符合应收账款质押的构成要件、 ...