Core Viewpoint - The forced co-investment system implemented by China Overseas Chinese Town Group has raised significant public concern, particularly regarding the inability of employees to recover their invested funds due to project suspensions and financial difficulties [1][11]. Group 1: Co-Investment System Overview - The co-investment system was initiated in 2019, mandating that all investment projects implement co-investment, with exceptions requiring approval from the company's party committee [3][5]. - Employees required to participate in co-investment include project company leaders and key personnel, while other employees may participate voluntarily [3][5]. Group 2: Employee Experiences and Concerns - Employees, such as Wang Tian, reported significant financial losses, with some investing substantial amounts and only recovering a fraction of their investments after being laid off [5][6]. - Legal attempts to reclaim funds have been unsuccessful, as courts do not recognize the co-investment as coercive enough to constitute legal "forced" participation [5][6]. Group 3: Company Response and Policy Changes - The company maintains that co-investment is a legal and common practice in the real estate industry, emphasizing the principle of shared risks and rewards [11][12]. - A revised co-investment management policy was introduced in 2023, allowing for potential withdrawal from co-investment for employees who leave the company, although implementation remains inconsistent [9][12]. Group 4: Industry-Wide Issues - The co-investment model has revealed broader industry issues, including forced participation linked to job security and the lack of effective exit mechanisms for employees [12][13]. - The current economic downturn in the real estate sector has exacerbated these issues, leading to project suspensions and delayed fund recovery for employees [12][13].