Core Viewpoint - The government work report emphasizes the need to actively and prudently resolve financial risks, marking a shift from "actively preventing financial risks" to a focus on risk resolution [3][4]. Group 1: Financial Risk Management - The report highlights the importance of enhancing resources and methods for managing risks in local small and medium-sized financial institutions, advocating for market-oriented and legal approaches to restructuring and mergers [4][5]. - It calls for multi-channel capital supplementation to effectively manage non-performing assets and strengthen regulatory collaboration to prevent illegal financial activities [4][5]. - The report aims to improve risk monitoring, early correction, and enhance the ability to control risks at their source [4][5]. Group 2: Real Estate and Local Government Debt Risks - The report stresses the need to accelerate the resolution of hidden debt risks and strictly prevent the creation of false debts, imposing stricter requirements on local debt management [5]. - It emphasizes stabilizing the real estate market by preventing and resolving liquidity risks for real estate companies and reducing the debt burden on homebuyers [5]. - The report indicates that stabilizing the real estate market is crucial for risk prevention and resolution, reflecting its significance in safeguarding economic stability [5].