中经记者 许璐 李晖 北京报道 金融机构反洗钱迎来执行层面"操作指南"。 中国人民银行等八部门联合发布的《反洗钱特别预防措施管理办法》（以下简称《办法》）于2026年2 月16日起正式施行。 《办法》旨在预防洗钱、恐怖融资及大规模杀伤性武器扩散融资活动，规范反洗钱特别预防措施。并对 金融机构与特定非金融机构落实反洗钱特别预防措施提出更细化的操作要求。 律商联讯风险信息大中华区高级总监陈志平在接受《中国经营报》记者采访时表示，《办法》在我国反 洗钱法律体系中属于"具体执行层面的规范文件"，细化和补充了《中华人民共和国反洗钱法》具体的执 行环节，为义务机构在风险识别、尽职调查、报告等环节提供更具操作性指引。 《办法》承担配套落地功能 反洗钱制度建设并非一朝一夕。自2014年《涉及恐怖活动资产冻结管理办法》发布以来的十余年间，围 绕国家安全、金融安全与跨境治理的法律框架持续完善：《中华人民共和国反恐怖主义法》《中华人民 共和国出口管制法》《中华人民共和国对外关系法》等相继出台，反洗钱、反恐怖融资、制裁与出口管 制等规则体系逐渐形成。 陈志平认为，《办法》正是对反洗钱相关旧规进行替代与更新，承担的是配套落地功能：把" ...

2025年法院通过破产审判化解债务约4万亿 "2025年，全国法院受理破产申请审查案件44936件，同比增长7.31%；受理破产清算、重整、和解案件 3.69万件，同比增长18.00%，审结3.19万件，同比增长5.07%。通过破产审判累计化解债务约4万亿元、 盘活存量资产1.16万亿元、稳住就业岗位超12万个。" 2026年2月24日，最高人民法院民二庭庭长王闯在新闻发布会上介绍过去一年破产审判情况。"其中江 苏、浙江、广东三省收案量占全国61.94%，成为破产审判服务构建新发展格局的核心阵地。" 王闯指出，各地法院严格秉持"出清与挽救并举"原则，依法推动落后产能有序退出，促推地方经济转型 升级。各地法院还创新运用"司法重整+产业升级"模式，精准挽救有发展潜力的困境企业。 在重点领域风险处置上，王闯强调"守住不发生系统性风险底线"。针对房地产、金融、地方平台公司等 重点领域风险，各级法院稳妥推进破产处置工作。如重庆破产法庭审结的金科系重整案，化解债务1470 亿元，成为大型房地产企业司法拯救的成功典范。 破产案件办理过程中，既需要处理认定财产权属、确定债权分配顺位等法律问题，还涉及职工安置、税 收处理、风险 ...

北京商报讯（记者 廖蒙）2月13日，深圳市地方金融管理局发布关于进一步规范黄金市场经营行为的公 开提示，就企业、个人、金融机构及非银行支付机构从事黄金业务禁止性行为进行提示。 在金融机构及非银行支付机构方面，深圳市地方金融管理局提出，金融机构未按规定向金融监管部门备 案或获得相应审批，不得开展黄金业务，不得违反大额交易报告制度及可疑交易报告制度，发生异常情 况不得迟报、漏报、瞒报。同时，金融机构、非银行支付机构不得为未经依法设立或者从事非法经营活 动的商户提供服务，不得开展非法黄金活动宣传，不得为非法黄金活动宣传提供便利。 ...

每经AI快讯，2月13日，深圳市地方金融管理局等10部门发布进一步规范黄金市场经营行为的公开提 示。其中提到，金融机构未按规定向金融监管部门备案或获得相应审批，不得开展黄金业务，不得违反 大额交易报告制度及可疑交易报告制度，发生异常情况不得迟报、漏报、瞒报。金融机构、非银行支付 机构不得为未经依法设立或者从事非法经营活动的商户提供服务，不得开展非法黄金活动宣传，不得为 非法黄金活动宣传提供便利。 ...

2月13日金融一线消息，深圳市地方金融管理局等发布进一步规范黄金市场经营行为的公开提示。在金 融机构及非银行支付机构黄金业务禁止性行为中，金融机构未按规定向金融监管部门备案或获得相应审 批，不得开展黄金业务，不得违反大额交易报告制度及可疑交易报告制度，发生异常情况不得迟报、漏 报、瞒报。 责任编辑：王馨茹 责任编辑：王馨茹 2月13日金融一线消息，深圳市地方金融管理局等发布进一步规范黄金市场经营行为的公开提示。在金 融机构及非银行支付机构黄金业务禁止性行为中，金融机构未按规定向金融监管部门备案或获得相应审 批，不得开展黄金业务，不得违反大额交易报告制度及可疑交易报告制度，发生异常情况不得迟报、漏 报、瞒报。 ...

Core Viewpoint - The Chinese government is promoting financial institutions to enhance innovation in financial products and services during the Spring Festival, focusing on key consumer areas to provide efficient and convenient financial services [1] Group 1: Consumer Loan Support - Financial institutions are encouraged to increase personal consumption loan issuance, determining reasonable loan issuance ratios, terms, and interest rates to support the replacement of durable consumer goods such as automobiles, home appliances, and home renovations [3] - The development of comprehensive grading systems for insurance models is being accelerated to effectively promote automobile consumption [3] Group 2: Service Consumption Enhancement - There is a push to develop commercial insurance annuity products that combine elderly risk protection and wealth management functions, as well as commercial medical insurance that benefits chronic disease patients and the elderly [5] - The development of commercial long-term care insurance is being strongly promoted, alongside optimizing financial service models in cultural tourism, sports, entertainment, and education sectors to stimulate service consumption [5] Group 3: New Consumption Models - Financial institutions are encouraged to broaden online financial support channels for consumption, collaborating with merchants to develop financial products and services that cater to new consumption characteristics [7] - Support is being provided for the development of digital consumption, experiential consumption, smart consumption, and customized consumption models [7]

Core Viewpoint - Manulife Financial Corporation (00945) plans to initiate a "normal course issuer bid" subject to approval from the Toronto Stock Exchange, allowing the company to repurchase and cancel up to 42 million common shares, representing approximately 2.5% of its issued and outstanding common shares [1] Group 1 - The "normal course issuer bid" has been approved by the Office of the Superintendent of Financial Institutions Canada [1] - As of January 31, 2026, Manulife has a total of 1.6767 billion issued and outstanding common shares [1] - The repurchase plan is part of Manulife's capital management strategy aimed at maintaining a robust regulatory capital ratio while also creating value for shareholders [1]

Core Viewpoint - Manulife Financial Corporation (00945) plans to initiate a "normal course issuer bid" subject to approval from the Toronto Stock Exchange, allowing the company to repurchase and cancel up to 42 million common shares, representing approximately 2.5% of its issued and outstanding common shares [1] Group 1 - The "normal course issuer bid" plan has been approved by the Office of the Superintendent of Financial Institutions Canada [1] - As of January 31, 2026, Manulife has a total of 1.6767 billion issued and outstanding common shares [1] - The plan is part of Manulife's capital management strategy aimed at maintaining a robust regulatory capital ratio while also creating value for shareholders [1]

Group 1 - The core point of the article highlights the mixed performance of the New York stock market following the release of January's non-farm employment data, with all three major indices closing lower despite initial gains [1] - The Dow Jones Industrial Average closed at 50,121.4 points, down 66.74 points or 0.13%, while the S&P 500 and Nasdaq Composite also experienced slight declines [1] - The S&P 500 index saw eight sectors rise and three fall, with the energy and consumer staples sectors leading gains at 2.59% and 1.40%, respectively, while the financial and communication services sectors led losses at 1.49% and 1.31% [1] Group 2 - The U.S. Labor Department reported that 130,000 non-farm jobs were added in January, significantly exceeding the market consensus of 70,000 and the previous month's 50,000 [1] - The unemployment rate decreased to 4.3% from 4.4% in the previous month, indicating a slight improvement in the labor market [1] - Economists noted that the strong job growth was primarily driven by the healthcare and social assistance sectors, suggesting a stabilization in the job market [2] Group 3 - Market analysts expressed cautious optimism regarding the employment data, with some indicating that while the job market is moving in the right direction, it still faces significant challenges [2][3] - The FedWatch Tool indicated a 94.1% probability that the Federal Reserve would maintain interest rates at the next policy meeting in March, a notable increase from the previous day's 79.9% [3] - The report is expected to influence the Federal Reserve's decision-making regarding interest rates, as it reflects stronger economic growth and improvements in the labor market [3]

来源：环球 【环球时报特约记者 王辉】日本财务省10日公布国债相关数据，截至2025年底，包括国债、借款及政 府短期证券在内的日本国家债务总额超过1342万亿日元（100日元约合4.5元人民币），创下历史最高纪 录。这一数据再次加重了市场对日本财政健康状况的担忧，尤其是在高市早苗政府主张所谓"负责任的 积极财政"的局势下，今后日本债务规模或将进一步膨胀。 "日本进入2026财年时的经济基本面令人清醒。"英国金融机构IG集团11日分析表示，根据国际货币基金 组织2025年10月的数据，日本政府债务与GDP之比接近230%，在发达经济体中最高。日本内阁官房长 官木原稔9日在记者会上表示，通过稳步降低未偿还国债占日本GDP的比重，"将能实现财政可持续性， 并获得市场的信任。"但《日本经济新闻》报道提到，2026年度日本的新国债发行额计划为29.584万亿 日元，超过了2025年度最初预算的28.6471万亿日元。报道称，出于对高市早苗财政政策的警惕，日本 长期借款成本正在上升，政府负担的利息支付费用进一步膨胀，将加重未来的负担。共同社报道提到， 不断膨胀的偿债成本可能迫使政府削减社会保障、公共工程及教育等领域开支。 ...