Group 1 - The core viewpoint of the reports indicates a slightly optimistic outlook among real estate companies regarding the financing environment for 2026, with nearly 40% of respondents expecting slight improvements compared to the current year [1] - Over half of the real estate respondents believe there will be no significant changes in the financing environment for 2026, while 44% of financial institution respondents anticipate a continued decline [1] - A significant majority of respondents from both real estate companies and financial institutions support the establishment of a national credit fund to enhance the acquisition of existing properties and land, with over 60% expressing strong support [1] Group 2 - Nearly 90% of real estate respondents believe that the most critical policy to stabilize the market is the removal of restrictive measures such as purchase limits [2] - More than 55% of real estate respondents advocate for lowering mortgage rates and increasing housing provident fund loan limits, while financial institutions emphasize the need for large-scale urban renewal [2] - A vast majority of respondents expect a decline in national commodity housing sales area for 2026, with 93% of real estate respondents predicting a decrease, and 64% expecting a drop of over 5% year-on-year [2] Group 3 - Close to half of the real estate respondents anticipate that the average transaction price of residential properties will decline by more than 5% in 2026, while 67% of financial institution respondents share this view [3] - Over 60% of real estate respondents believe that the market will require one to three years to stabilize, a sentiment echoed by more than 55% of financial institution respondents [3]

Group 1 - The core viewpoint of the reports indicates a mixed outlook for the real estate financing environment in 2026, with nearly 40% of real estate companies expressing optimism for slight improvement compared to the current year [1] - Over half of the surveyed real estate companies believe there will be no significant change in the financing environment in 2026, while 44% of financial institution respondents anticipate a continued decline [1] - A significant majority of respondents support the establishment of a national credit fund to enhance the recovery of the real estate market, with over 60% of both real estate companies and financial institutions expressing strong support [1] Group 2 - Nearly 90% of real estate company respondents believe that the most critical policy for stabilizing the market is the cancellation of restrictive measures such as purchase limits [2] - More than 55% of real estate respondents advocate for lowering mortgage rates and increasing housing provident fund loan limits, while financial institutions emphasize the need for large-scale urban renewal [2] - A vast majority of respondents expect a decline in national commodity housing sales area in 2026, with 93% of real estate companies predicting a decrease, and 64% expecting a drop of over 5% year-on-year [2] Group 3 - Close to half of the real estate company respondents anticipate that the average transaction price of residential properties will decline by more than 5% in 2026, while 67% of financial institution respondents share this outlook [3] - Over 60% of real estate companies believe that the market will require one to three years to stabilize, a sentiment echoed by more than 55% of financial institution respondents [3]