Core Viewpoint - Recent real estate policies have been introduced in multiple regions, aiming to stabilize and promote the housing market [1]. Group 1: New Policies in Foshan - On November 19, Foshan City released 12 new real estate policies to support the housing market, effective immediately [3]. - The policies include increased support for housing provident fund loans, allowing foreign nationals meeting loan conditions to apply for housing loans in Foshan [3]. - The policies also facilitate overseas individuals to purchase residential properties in Foshan with a written commitment for self-use [3]. - The minimum down payment for purchasing allocated affordable housing is set at 15% [3]. - The policies optimize the criteria for calculating housing transaction tax based on the number of properties owned, using data from the housing construction department [3]. - There is an emphasis on recovering and repurposing idle land through legal negotiations and special bonds, allowing for the transformation of commercial land for public services [4]. Group 2: New Regulations in Zhengzhou - On November 18, Zhengzhou proposed new regulations for urban housing safety management, focusing on a "three-item system" [5]. - The system includes establishing a special fund for housing safety management, creating a housing safety inspection policy, and implementing a quality safety insurance system for urban housing [5][6]. - The safety management fund will be used for inspections, insurance, and emergency responses, with oversight from local financial departments [6]. - Residential buildings aged 30 years or older will undergo mandatory inspections, with costs covered by public funds for residential properties [6]. - The insurance system will cover existing buildings deemed unsafe and new constructions, with specific responsibilities outlined for insurance providers [7].