Core Insights - The core focus of the news is on the innovative financial services provided by SPD Bank's Zhengzhou branch, particularly through the "PuKeDai" product series, which supports technology-driven enterprises in Henan Province with tailored financial solutions [1][2] Group 1: Financial Products and Services - SPD Bank Zhengzhou branch has established a comprehensive service ecosystem centered around the "PuKeDai" product series, injecting 1 billion yuan into technology-oriented enterprises this year [1] - The bank has set up 23 specialized branches for technology finance, creating a network across Henan Province to meet the diverse needs of enterprises at different development stages [1] - The "PuKeDai" product system is designed to match the varying requirements of seed-stage, startup, growth-stage, and mature enterprises [1] Group 2: Case Study and Evaluation Methodology - An example is provided of Anjiele Technology, a high-tech company that faced financing challenges due to limited revenue and collateral; SPD Bank helped by providing a 4.5 million yuan credit loan through the "PuXinDai" product [1] - SPD Bank has developed a unique "technology flow" evaluation system to assess the market value of cutting-edge technologies, focusing on factors such as intellectual property, R&D teams, and technological barriers [1][2] Group 3: Strategic Initiatives and Future Outlook - The bank is actively involved in the "ZhengKeDai" risk compensation fund pool and is innovating by integrating "PuXinDai" with "ZhengKeDai" to enhance financial services [2] - Looking ahead, SPD Bank Zhengzhou branch aims to deepen innovation in technology finance services, optimize business processes and risk control models, and strengthen collaborations with insurance institutions and venture capital funds [2]