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金融服务“沉下去” 县域经济“活起来”
Jin Rong Shi Bao· 2025-10-21 06:37
Core Insights - The article emphasizes the role of county-level economies as fundamental units of the national economy, highlighting the importance of financial support in revitalizing these economies [1] Group 1: Financial Mechanisms and Support - The People's Bank of China (PBOC) in Putian has established a "door-to-door" policy guidance mechanism to tailor financial solutions for local enterprises, enhancing service efficiency [2] - A financial work committee has been formed to ensure smooth policy transmission and support for county-level financial management [3] - The PBOC has introduced innovative loan products to support local industries, such as "Craftsman Loans" and "Ability Loans," to meet the financing needs of the handicraft industry [4] Group 2: Credit and Loan Growth - As of the end of August, the balance of loans for technical transformation projects in the county reached 822 million yuan, with a significant increase in loan issuance efficiency [2] - The balance of loans for agricultural support in Xianyou County reached 1.753 billion yuan, marking a year-on-year growth of 42.62% [3] - The total loan balance for key county-level industrial chains reached 19.357 billion yuan, with 2,366 enterprises benefiting from these loans [4] Group 3: Financial Services for Rural Areas - The PBOC has promoted a "Supply and Marketing + Finance" service model to assist village-level supply cooperatives in obtaining credit, facilitating financial access for small-scale operations [6] - By the end of July, 107 financial credit villages and 8 credit towns were established, benefiting over 12,534 clients with a total loan issuance of 3.17 billion yuan [6] Group 4: Technological Empowerment - Financial institutions are leveraging big data and AI to innovate financial products and services, enhancing accessibility for various market entities [7] - The PBOC has guided banks to utilize national platforms for credit information sharing, resulting in 55 loans amounting to 97.51 million yuan for local enterprises [8]