Group 1 - The core viewpoint of the article highlights the recognition of educational initiatives in investor protection, with Oriental Red Asset Management winning awards for its anti-fraud educational projects [1][7][43] - The project "Anti-Fraud Insights from the Four Great Classical Novels" aims to educate investors on fraud prevention by using stories that illustrate human nature and fraud detection [7][8] - The "Fixed Income Practical Course" by Oriental Red Asset Management has been successfully conducted in collaboration with Fudan University for five consecutive years, focusing on enhancing students' understanding of bond investment and research [43][45][51] Group 2 - The anti-fraud educational series includes lessons that emphasize the importance of recognizing scams and maintaining a long-term investment mindset [8][10][12] - The course content covers various aspects of the fixed income market, including macroeconomic analysis and asset allocation strategies, to prepare students for careers in finance [45][47] - The collaboration with universities aims to expand financial literacy and investor education, benefiting students and enhancing the overall quality of financial education [49][51]

Core Viewpoint - The article discusses common investment pitfalls and how to avoid them, emphasizing the importance of balancing risk, return, and liquidity in investment decisions [1]. Group 1: Risk and Return - Investors often focus solely on expected returns while neglecting risks and liquidity, which can lead to significant losses, especially during market volatility [2]. - The concept of the "impossible trinity" in investing highlights that it is not possible to have high liquidity, high returns, and low risk simultaneously [2]. - It is crucial for investors to consider their risk tolerance, investment goals, and the duration of their capital commitment when selecting investment products [2]. Group 2: Trading Behavior - Frequent trading and chasing short-term gains can be detrimental, particularly in fund investments, as it requires substantial effort and can lead to increased transaction costs [3][4]. - Short-term trading may cause investors to become overly focused on market fluctuations, hindering their ability to recognize long-term trends and make rational decisions [4]. Group 3: Information and Decision-Making - Investors lacking fundamental knowledge may fall prey to market rumors, which can lead to irrational investment decisions [4]. - It is essential for investors to remain calm and rational, independently assessing the accuracy of information and its potential impact on the market [4]. - Making decisions based on thorough analysis and research is vital to avoid the risks associated with following trends blindly [4].