投资理财管理
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新华保险东营中支营业部经理薛忠岚:因热爱而勇毅前行
Qi Lu Wan Bao· 2026-02-09 09:33
Core Insights - The article highlights the career transition of Xue Zhonglan from a corporate executive to a rising star in the insurance industry, emphasizing her motivations and achievements in her new role at Xinhua Insurance [1][5]. Group 1: Personal Experience and Motivation - Xue Zhonglan's personal experience with her mother-in-law's prolonged hospitalization, which cost over 800,000 yuan due to lack of commercial insurance, underscored the necessity of insurance [4]. - After recognizing the importance of insurance, she sought out Xinhua Insurance products, leading to her eventual career shift [4]. Group 2: Industry Perspective - Xue Zhonglan identified the insurance industry as a sustainable growth sector with zero investment and zero loss, appealing to the essential financial management needs of families [5]. - She believes that risk management and investment planning are necessary for all social strata, regardless of wealth or profession [6]. Group 3: Achievements and Recognition - Xue Zhonglan has consistently ranked among the top ten in premium collections at the Dongying branch for four consecutive years and has received the IDA International Dragon Award for three years from 2023 to 2025 [7]. - In January 2023 alone, she achieved over 2 million yuan in premiums, showcasing her ability to cater to a diverse clientele, including both high and low premium policies [6]. Group 4: Resilience and Future Plans - Despite facing numerous rejections and setbacks, Xue Zhonglan remains determined to succeed in the insurance industry until the age of 70, demonstrating her resilience [9]. - She aims to expand her team, which currently consists of over 40 members, by leveraging her existing network and fostering collaboration [9].
双元科技: 投资理财管理制度
Zheng Quan Zhi Xing· 2025-08-25 16:23
Core Viewpoint - The investment management system of Zhejiang Shuangyuan Technology Co., Ltd. aims to standardize investment behavior, enhance fund operation efficiency, mitigate risks, and protect the rights of shareholders and the company [1][2]. Summary by Sections General Principles - The system is established based on relevant laws and regulations, including the Shanghai Stock Exchange's rules and the company's articles of association [1]. - "Investment management" refers to the management of idle funds through financial institutions to enhance cash asset returns while ensuring high safety and liquidity [1]. Transaction Principles - The company must adhere to principles of standardized operation, risk prevention, cautious investment, and value preservation [2]. - Investment products must be purchased in the company's name, and transactions should remain within approved limits [2][3]. - Risk prevention is emphasized, with a focus on short to medium-term, high liquidity, and low-risk investment products [3]. Approval Authority for Investment Management - The decision-making bodies for investment management include the chairman, board of directors, and shareholders' meeting [6]. - Transactions are categorized based on their size relative to the company's market value, with different approval requirements for different thresholds [4]. Management of Investment Products - The finance department is responsible for executing approved investment management activities, including risk assessment and investment application [8]. - The finance department must track the status of investment products and ensure timely reporting of any issues [9][10]. Risk Control for Investment Management - The internal audit department oversees the use of funds and compliance with regulations [9]. - The finance department is tasked with daily management and control of purchased investment products, ensuring separation of duties [11]. Information Disclosure - The company must comply with legal and regulatory requirements for timely information disclosure regarding investment activities [15]. - Specific personnel involved in investment management are prohibited from disclosing sensitive information before public announcements [11]. Other Provisions - In case of discrepancies between this system and other regulations, the latter will take precedence [13]. - The system is effective upon approval by the board of directors and is subject to revision as needed [13].
丽江股份: 公司投资理财管理制度
Zheng Quan Zhi Xing· 2025-08-07 16:24
Core Viewpoint - The investment management system of Lijiang Yulong Tourism Co., Ltd. aims to regulate investment activities, control risks, and enhance returns while safeguarding the interests of the company and its shareholders [1][2]. Summary by Sections General Principles - The investment management system is established based on relevant laws and regulations to ensure effective management of investment activities [1]. - Investment activities are defined as cash operations and management of idle funds to achieve capital preservation and appreciation [1]. Management Principles - The company adheres to principles of standardized operations, risk prevention, cautious investment, and value preservation, ensuring that investment activities do not disrupt normal business operations [2]. - Funds used for investment must be idle funds and should not affect operational and project construction funds [2]. Approval Authority and Decision-Making Procedures - The finance department is responsible for managing investment activities, including pre-investment analysis, execution supervision, and information disclosure [2]. - Different approval levels are established based on the percentage of assets involved in the investment, with varying authorities from the general manager to the shareholders' meeting [2][3]. Accounting Management - Upon completion of investment activities, the company must obtain relevant investment proof and timely record it in the accounts [4]. - The finance department is responsible for daily accounting of investment activities in accordance with accounting standards [5]. Risk Control and Information Disclosure - The company must select reputable financial institutions for investment and sign contracts with them [5]. - The audit department supervises investment activities, ensuring compliance with approval processes and monitoring fund usage [5]. - Any investment activities that meet disclosure standards must be reported in a timely manner according to regulations [5]. Supplementary Provisions - The board of directors is responsible for the formulation and revision of the investment management system, while the finance department executes it [6]. - The system takes effect upon approval by the board of directors [6].