Core Viewpoint - Huzhou Bank is implementing a series of financial support measures to assist market entities in stabilizing growth and recovering from the impacts of the pandemic, in alignment with government directives [2][3]. Group 1: Financial Support Measures - The bank has allocated 5 billion yuan in special funds to prioritize credit support for small and micro enterprises, agriculture, and individual businesses affected by the pandemic [5]. - Huzhou Bank is promoting innovative credit products such as "no repayment renewal loans" and various specialized loans to meet the financial service needs of clients during the pandemic [7]. - The bank is reducing fees and providing low-cost loans to small and micro enterprises significantly impacted by the pandemic, while also waiving overdue interest and penalties for affected clients [8]. Group 2: Loan Management and Assistance - The bank supports businesses and individuals facing repayment difficulties due to the pandemic by allowing a three-month grace period for loan repayments, with the possibility of further extensions based on the pandemic situation [10]. - For clients who have overdue credit due to hospitalization or loss of income related to COVID-19, the bank allows for the adjustment of overdue credit records upon approval [12]. - Huzhou Bank is enhancing support for severely impacted sectors such as culture, tourism, and hospitality by collaborating with local platforms to distribute consumer coupons and providing full fee subsidies for payment processing during specific periods [13]. Group 3: Fast-Track Financing and Risk Management - The bank is prioritizing financing needs for enterprises involved in pandemic prevention, ensuring rapid approval processes for related medical and logistical support [15]. - Huzhou Bank is committed to not blindly withdrawing or reducing loans for severely affected industries, actively providing reasonable renewal support [15]. - The bank is improving its internal mechanisms to facilitate loan extensions for affected clients and is increasing the risk tolerance for small and micro enterprises to encourage loan disbursement [17].