金融支持

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为新型工业化注入更多金融活水
Sou Hu Cai Jing· 2025-08-22 22:51
中国人民银行、工业和信息化部等7部门近日联合印发《关于金融支持新型工业化的指导意见》(以下 简称《意见》),推出系列具体支持举措,聚焦满足实体经济发展所需,进一步提升金融资源对新型工 业化各环节的支持力度,强化金融政策和产业政策协同联动,为有力促进工业领域资金链与产业链融合 发展提供政策保障。 从重要性看,在新一轮科技革命和产业变革纵深演进过程中,工业化积累得越深,产业发展的后劲就越 足。扎实推进工业化进程,让各类要素在工业化过程中更好协同配合,有利于持续夯实高质量发展基 础,将为整个经济体系注入源源不断的发展动力。推进新型工业化建设离不开金融资源的大力支持,多 元的融资渠道、丰富的融资工具能够有效匹配工业领域投资需求大的特点,有助于实现资源、项目、政 策有机统一。 从政策支持方向看,融资、赋能、拓展空间是关键和重点。融资,解决的是工业领域项目建设、生产需 要等直接资金需求,畅通的融资渠道是传统类制造业生存及可持续发展的重要前提之一;赋能,着力在 支持转型升级、助力科技创新等方面细化举措;拓展空间,就是要发挥金融政策对推动产业合理布局的 引导作用,实现产业政策、金融政策协同联动。 新型工业化不是盲目求新,工业 ...
金融“国补”激活消费市场,监管详解个人、服务业贴息政策如何落地
Di Yi Cai Jing· 2025-08-13 08:48
两项政策通过财政贴息与金融支持的深度协同,从居民消费需求和服务业供给两端同时发力。 两项贴息政策昨日落地,通过精准发力促消费扩内需。 8月12日,《个人消费贷款财政贴息政策实施方案》和《服务业经营主体贷款贴息政策实施方案》公开 印发。13日,国新办就个人消费贷款贴息政策和服务业经营主体贷款贴息政策有关情况举行新闻发布 会,会上央行、金融监管总局对相关热点问题给予回应。 总体来看,两项政策通过财政贴息与金融支持的深度协同,从居民消费需求和服务业供给两端同时发 力,为进一步激活消费市场、扩大内需注入强劲动力,成为当前宏观政策精准调控的重要举措。 针对政策落地中的风险防控与服务优化,郭武平提出明确要求:在信贷管理方面,贷款经办机构需遵循 市场化、法治化原则,开展差异化授信,合理设置贷款额度、期限与利率,完善合同条款,严格授信评 审与贷后管理;在用途管控上,机构需健全信息系统,精准识别符合条件的消费场景,严防资金挪用于 非消费领域或套取贴息;在监督管理层面,贷款经办机构要做好贷款贴息资金的测算、审核、申请工 作。经办机构对贴息数据和相关材料的真实性、合规性、准确性负责,各金融监管局将个人消费贷款贴 息政策执行情况纳入 ...
事关外商投资,全国“最短”负面清单来了
Shang Hai Zheng Quan Bao· 2025-08-09 08:53
Core Points - The "Regulations on Foreign Investment in Hainan Free Trade Port" has been officially released, highlighting unique preferential policies for foreign investors in Hainan [1] - The regulations aim to attract foreign investment by creating a more open and convenient investment environment, focusing on areas of significant concern for foreign capital [1][3] Group 1: Investment Access - The regulations introduce a "negative list" for foreign investment that is the shortest in the country, facilitating the opening of multiple sectors in Hainan ahead of the national pace [1][2] - In the education sector, foreign high-level universities in science, engineering, agriculture, and medicine are allowed to operate independently in Hainan [2] - In the telecommunications sector, foreign investment is permitted in internet data centers and content distribution networks, with no restrictions on foreign shareholding in certain value-added telecommunications services [2] Group 2: Financial Support - The regulations enhance financial services for foreign enterprises, allowing better cross-border capital flow and expanding the application of multi-functional free trade accounts [4] - Foreign enterprises can enjoy high-level open pilot measures, such as exemption from foreign exchange registration for domestic reinvestment [5] - The regulations support the establishment of foreign financial institutions in Hainan, including securities, insurance, and reinsurance companies, to attract qualified foreign enterprises [5]
七部门金融新政支持新型工业化 中长期融资力挺硬科技攻坚
Di Yi Cai Jing· 2025-08-06 13:21
Core Viewpoint - The article emphasizes the importance of financial support in accelerating the new type of industrialization in China, which focuses on innovation, quality improvement, intelligent upgrades, and green low-carbon transformation [1][3][4]. Financial Support for New Industrialization - The People's Bank of China and other departments issued guidelines with 18 measures to support new industrialization, providing a clear "timetable" and "blueprint" [1][3]. - The guidelines aim to enhance the financial system to support high-quality services for new industrialization and prevent "involution" competition [1][3]. Timeline and Goals - By 2027, a mature financial system supporting the high-end, intelligent, and green development of the manufacturing industry is expected, with a focus on diverse financial tools and meeting the credit needs of manufacturing enterprises [4][11]. - The guidelines align with the goals set by the 20th National Congress of the Communist Party of China, aiming for basic realization of new industrialization by 2035 [3][4]. Specific Industries Supported - The guidelines specify support for key industries such as integrated circuits, industrial mother machines, medical equipment, and advanced materials, among others [6][7]. - Emerging industries like new-generation information technology, smart vehicles, and green manufacturing are also highlighted for financial support [7]. Financial Tools and Mechanisms - The guidelines propose optimizing credit policies for traditional manufacturing, enhancing support for high-end, intelligent, and green development [5][11]. - Financial institutions are encouraged to utilize technologies like big data and AI to improve service efficiency for small and medium enterprises [10][11]. Long-term Financing and Capital Support - The guidelines address the challenges of financing for small and medium enterprises, proposing measures to enhance credit support and reduce costs [8][10]. - A focus on long-term capital and patient capital is emphasized to support technological innovation and upgrades in traditional industries [7][10]. Collaboration and Policy Coordination - The guidelines call for cross-departmental collaboration and policy incentives to enhance financial support for new industrialization [10][11]. - A mechanism for regular project recommendations and financing connections is proposed to facilitate support for key industries [11].
从信贷支持到上市护航,金融赋能新型工业化路线图来了
2 1 Shi Ji Jing Ji Bao Dao· 2025-08-05 23:53
Core Viewpoint - The People's Bank of China and six other departments have issued guidelines to enhance financial support for new industrialization, focusing on creating a comprehensive, differentiated, and specialized financial service system to meet industrial demands [1][2]. Financial Support Structure - The guidelines emphasize optimizing the funding supply structure at the macro level, providing loans, bonds, and equity financing for new industrialization [1]. - A robust technology finance service system will be established to support core technology breakthroughs, the development of emerging industries, and the upgrading of traditional industries [1][4]. - Supply chain finance and regional trade finance will be optimized to support key industrial chains and advanced manufacturing clusters [1][5]. - Green finance and transition finance will be promoted to support the green and low-carbon transformation of traditional industries and the development of new energy industries [1][5]. - Digital finance will be developed to support the digital transformation of industries and the construction of digital infrastructure [1][5]. Overall Goals - By 2027, the financial system supporting the high-end, intelligent, and green development of manufacturing will be basically mature, with a rich array of financial products and enhanced service adaptability [2]. - The number and scale of bond issuances by manufacturing enterprises will continue to grow, and equity financing levels will significantly improve [2]. Key Measures - The guidelines propose 18 specific measures across five key areas, including enhancing industrial technology innovation capabilities and supply chain resilience [3]. - A "technology-industry finance integration" initiative will be implemented to facilitate capital flow into hard technology sectors [3][4]. - A "de-nuclear" service model for supply chain finance will be explored, allowing specialized enterprises to obtain credit based on real transaction data [3][5]. Financial Policy Tools - The guidelines call for optimizing financial policy tools to support key technology and product breakthroughs, particularly in critical manufacturing sectors [4]. - Long-term capital and patient capital will be introduced to accelerate the transformation of technological achievements [4]. Strengthening Financial Services - Financial institutions are encouraged to provide comprehensive financial services to key enterprises in industrial chains, particularly those affected by external factors [5]. - Cross-border financial services will be enhanced to support international trade and investment [5][6]. Long-term Mechanism Construction - The guidelines focus on strengthening financial service capabilities and establishing long-term mechanisms to maintain reasonable investment levels in manufacturing [6]. - Financial institutions are urged to develop differentiated credit policies based on industry characteristics and enterprise growth stages [6][7]. Talent Development and Collaboration - The guidelines emphasize the need for cultivating a talent pool with expertise in technology and finance, encouraging collaboration between financial institutions and industry sectors [7]. - A mechanism for inter-departmental collaboration and policy alignment will be established to enhance the effectiveness of financial support for new industrialization [7].
张晓晶:加强人工智能发展的金融支持|金融与科技
清华金融评论· 2025-08-05 08:37
Core Viewpoint - Artificial intelligence (AI) is emphasized as a strategic technology that shapes national core competitiveness and is crucial for global technological competition [4][5][6]. Group 1: Importance of AI - AI is recognized as a key driver of the new round of technological revolution and industrial transformation, with significant implications for reshaping international dynamics [5]. - The development of AI is essential for China to overcome technological bottlenecks and achieve high-level self-reliance in technology, particularly in core technologies like high-end chips and foundational algorithms [6]. Group 2: Financial Support for AI - Financial support is identified as a catalyst for transitioning AI from technological breakthroughs to industrial prosperity [7]. - A multi-layered financial ecosystem, including long-term capital, patient capital, and strategic capital, is necessary to support AI development across various stages [8][9]. Group 3: Capital Requirements at Different Stages - The capital needs of AI development vary significantly across different stages, necessitating a robust financial support system tailored to these unique requirements [13]. - Long-term capital is crucial for foundational research, while patient capital is needed to facilitate the transition from laboratory results to prototype products [14]. Group 4: Building a Financial Support System - A comprehensive financial support system for AI innovation should include mechanisms for long-term capital supply, risk mitigation, and strategic investment incentives [12][13]. - The establishment of a national-level AI scenario verification center is proposed to enhance commercial viability and reduce financial institutions' risk assessment costs [15]. Group 5: Enhancing Capital Market Structures - The development of multi-layered capital markets is essential to provide continuous and substantial funding for mature AI enterprises, supporting their ongoing innovation and global competitiveness [11][12]. - Innovations in asset securitization and the establishment of specialized equity markets for AI are recommended to facilitate financing [15][16]. Group 6: Data and Cryptocurrency Integration - The integration of data asset financing and the development of cryptocurrency are suggested as means to enhance the financial infrastructure supporting AI [16][17]. - Establishing a secure and compliant data trading system is crucial for unlocking the financing potential of data assets [17].
金融持续加力 护航粮食安全
Zheng Quan Ri Bao· 2025-07-26 22:23
仓廪实,民心安。国家统计局近日发布的数据显示,2025年全国夏粮产量2994.8亿斤,总体保持稳定。 国家统计局农村司副司长魏锋华在解读数据时表示,2025年我国夏粮实现稳产丰收,为稳定全年粮食生 产奠定了坚实基础,为应对复杂严峻的国际形势、推动经济持续回升向好提供了有力支撑。 粮食丰收的背后,与金融机构从农田建设、粮食收购等全链条支持分不开。特别是在夏粮主产区的中国 人民银行分支机构落实总行政策,引导辖内金融机构优化金融服务,积极对接融资需求,为夏粮稳产丰 收注入金融动能。 保障颗粒归仓 今年以来,各地金融机构以有力的举措、优质的服务,持续为夏粮收购工作提供坚实的金融保障,助力 粮食收购工作顺利进行,确保颗粒归仓。 在河南,中国人民银行河南省分行今年以来累计投放支农支小再贷款377.4亿元,降低金融机构资金成 本,引导其向夏粮收购等领域投放优惠利率贷款,降低新型农业经营主体信贷资金成本。 在河北,中国人民银行河北省分行组织金融机构深入摸排、科学测算。农业发展银行河北省分行提前开 展企业评级授信调查工作,今年夏收以来,已投放小麦收购贷款44.54亿元,支持收购小麦32.3亿斤, 以"钱等粮"推动"粮归仓"。 ...
首届全球发展公共政策青年创新大赛举办
Ren Min Ri Bao· 2025-07-25 20:24
Group 1 - The first Global Development Public Policy Youth Innovation Competition was held at Renmin University of China, focusing on "Food Security and Poverty Alleviation" [1] - The competition attracted over 1,400 youth students from 55 countries and regions across six continents, resulting in 384 innovative proposals [1] - Proposals addressed four dimensions: "better production, better nutrition, better environment, and better life," covering areas such as technological innovation, financial support, and industry integration [1] Group 2 - Officials emphasized the need for comprehensive public policies to support food security and poverty alleviation [1] - The competition serves as a platform for global youth dialogue and aims to contribute to the United Nations' 2030 Sustainable Development Agenda [1] - The event is co-hosted by Renmin University of China and the Youth Diplomacy University Alliance, with additional support from the United Nations Sustainable Development Goals and Leadership Development Center [2]
革命老区书写丝路新篇章
Jin Rong Shi Bao· 2025-07-15 03:13
Core Insights - The Ganzhou International Land Port has transformed from a small railway station into a significant international logistics hub, facilitating trade and enhancing connectivity for the region [2][3][4] - Financial support and government policies have played a crucial role in the development of the port, enabling infrastructure improvements and operational efficiency [3][6][8] Group 1: Development of the Land Port - The Ganzhou International Land Port operates 19 regular China-Europe (Asia) freight train routes, 5 rail-sea intermodal routes, and 19 domestic trade routes, significantly expanding the reach of "Made in China" products [1][4] - Since its establishment, the port has handled over 20,000 rail-sea intermodal trains and sent more than 130,000 standard containers, with a trade volume exceeding $4 billion [4] Group 2: Financial Support and Infrastructure - Local banks have provided substantial financial backing for the port's infrastructure, with a total loan amount of 2.536 billion yuan allocated for construction projects by May 2025 [3][6] - Various financial products tailored to the furniture industry have emerged, with total loans exceeding 17 billion yuan, reflecting the sector's growth and transformation [6] Group 3: Impact on Local Industries - The furniture industry in Nankang has seen significant growth, with an output value reaching 270 billion yuan by the end of 2024, a ninefold increase from 30 billion yuan before the port's establishment [6] - The port has facilitated the import of raw materials and the export of finished furniture, addressing logistical challenges and promoting industry upgrades [5][6] Group 4: Cross-Border Trade and Financial Services - The establishment of the Ganzhou International Land Port has led to rapid growth in cross-border e-commerce and import-export trade, with a focus on providing tailored foreign exchange services [7][8] - In the first quarter of this year, cross-border financial service platforms issued loans amounting to $6.391 million, marking a 104% increase year-on-year [7]
浙江推动国际工程供应链协同 赋能企业高效出海
Zhong Guo Xin Wen Wang· 2025-07-10 15:45
Core Viewpoint - The "Zhejiang Chain Global - Join Hands to Go Global" event aims to enhance the collaboration between foreign trade and international engineering enterprises, facilitating Zhejiang's integration into the global supply chain [1] Group 1: Event Overview - The event was held on July 10 in Hangzhou, Zhejiang, focusing on building an efficient platform for the coordinated development of foreign trade and international engineering enterprises [1] - Zhejiang is recognized as a major foreign trade province with advantages in international engineering, having established a mature market network through years of overseas expansion [1] Group 2: Key Initiatives - The "Qianchao Initiative" was launched during the event, focusing on six key areas: mechanism support, platform driving, financial backing, talent cultivation, green leadership, and information empowerment [1] - The initiative proposes a "1+11+N" collaborative mechanism to enhance the international supply chain capabilities and competitiveness of Zhejiang enterprises [1] Group 3: Industry Collaboration - A procurement demand list for international engineering enterprises was released, covering nearly a hundred products across 11 major fields, including power equipment, engineering machinery, and metal materials [1] - The event facilitated active exchanges among participating companies, leading to multiple preliminary cooperation intentions [1] Group 4: Expert Insights - Representatives from various companies shared insights on global supply chain restructuring, green innovation, and financial support during the thematic sharing session [2] - The importance of collaboration among material suppliers and subcontractors for the success of international engineering projects was emphasized [2] Group 5: Future Plans - The Zhejiang Provincial Department of Commerce plans to continue hosting a series of international supply chain exchange activities to support foreign trade and international engineering enterprises in expanding into global markets [2] - There will be a focus on risk identification guidance and financial support for enterprises going abroad, aiming for breakthroughs in assisting companies to "go global" [2]