Group 1 - The core viewpoint of the articles emphasizes the proactive measures taken by Guangfa Bank's Linyi branch to enhance cross-border payment services for foreign clients, particularly focusing on the needs of expatriates [1][2] - Guangfa Bank has established an efficient service mechanism for foreign clients, ensuring a smooth and expedited account opening process through dedicated staff support and streamlined procedures [1][2] - The bank has innovated its service model by implementing a tiered account management system, which allows for simplified account opening and tailored services that meet the specific financial needs of foreign clients [2] Group 2 - Guangfa Bank is committed to its service philosophy of "payment for the people," focusing on the diverse financial needs of expatriates by optimizing service processes and enhancing staff training [2] - The bank aims to create an inclusive and accessible financial service ecosystem by developing a multi-language service system and continuously exploring innovative financial service pathways [2] - Future plans include maintaining a customer-centric approach to provide high-quality, efficient, and personalized financial services for both domestic and international clients, thereby enhancing the Guangfa financial service brand [2]