中新社北京12月30日电 (记者曾玥)中国国家国际发展合作署新闻发言人李明30日向媒体表示，国合署已 在全球发展资金库项下设立"数字能力建设专项资金"，未来5年将为南方国家开展200期数字经济、人工 智能培训项目。 李明指出，全球数字化进程正深刻重塑国际经济与社会结构，南方国家群体性崛起使全球南方成为新一 轮数字创新与应用发展的重要区域，但南北发展不充分不均衡，数字鸿沟不断拉大，阻碍联合国2030年 可持续发展议程的实现。 今年7月，中方宣布将在全球发展倡议框架下打造"数字南方"品牌；9月，中方宣布未来5年将在全球发 展资金库项下设立"数字能力建设专项资金"，支持全球发展倡议"数字南方"品牌。 李明进一步介绍，"数字南方"品牌坚持普惠平等、发展导向、创新驱动、团结合作的基本原则，以能力 培育为先导，系统增强伙伴国数字人才储备，技术研发能力和治理水平。中方将与伙伴国协商确定合作 重点领域和方向，进一步强化伙伴国数字基础设施支撑能力，利用数字技术赋能药物研发、农业增产、 教育普惠、灾害预警等领域，助力全球南方稳步深度融入全球数字发展格局。 "我们也欢迎政府机构、国际组织、金融机构等中外发展合作伙伴积极参与'数字南 ...

在今天（12月30日）国家国际发展合作署举行的新闻发布会上，新闻发言人介绍，未来5年中方将支持 全球发展倡议打造"数字南方"品牌，通过和伙伴国共同设计数字赋能项目，助力弥合南北数字鸿沟，推 动科技成果和技术应用更好更多惠及发展中国家。 国家国际发展合作署新闻发言人李明介绍，中方将与伙伴国协商确定合作重点领域和方向，进一步强化 伙伴国数字基础设施支撑能力，利用数字技术赋能药物研发、农业增产、教育普惠、灾害预警等领域， 助力全球南方稳步深度融入全球数字发展格局。 目前，国合署已在全球发展资金库项下设立"数字能力建设专项资金"，未来5年将为南方国家开展200期 数字经济、人工智能培训项目。 （文章来源：央视新闻） ...

U.S. Bancorp (USB) 2025 Conference Summary Company Overview - **Company**: U.S. Bancorp (USB) - **Date of Conference**: June 11, 2025 - **Key Speakers**: Gunjan Kadia (CEO and President), John Stern (Vice Chair and CFO) Core Industry Insights - **Industry**: Banking and Financial Services Key Points and Arguments Strategic Priorities 1. **Expense Management**: U.S. Bancorp aims to stabilize expense growth after significant investments in digital capabilities over the past decade. The goal is to achieve positive operating leverage and fund organic growth through four signature programs [12][14]. 2. **Organic Growth Focus**: The bank is targeting its 15 million clients, with only 41% currently using multiple products. There is significant potential to deepen these relationships through fee-based products [15][16]. 3. **Payments Transformation**: U.S. Bancorp is embedding payments into all client relationships, recognizing that most consumers engage with financial services through payment mechanisms [17]. Financial Performance and Valuation 4. **Valuation Recovery**: The bank's stock is currently trading at a discount due to skepticism around execution. The management believes that improving execution can restore premium valuation [21][22]. 5. **Diversified Revenue Streams**: U.S. Bancorp has a diversified business model that performs well across different economic cycles, with a focus on high-return fee businesses [23][24]. 6. **Net Interest Income Guidance**: For Q2, the bank expects net interest income to be at the lower end of the $4.1 billion to $4.2 billion range due to delayed rate cuts, but positive growth is anticipated in fee-based areas [32][33]. Macro Environment and Client Impact 7. **Tariff Impact**: The bank is monitoring sectors like automotive and building materials for tariff impacts. Clients are adjusting pricing strategies in response to cost pressures [27][29]. 8. **Credit Quality**: Management does not foresee significant credit issues arising from tariffs, viewing current challenges as postponements in loan growth rather than credit events [30]. Payments Business Insights 9. **Payments Revenue**: Payments account for about 25% of U.S. Bancorp's revenue, with a strong focus on card issuing for various client segments. The bank aims to enhance sales and marketing efforts to increase growth rates in this area [36][37]. 10. **Merchant Services**: The merchant acquiring business is strategically important for small business relationships, with a focus on transforming it into a software-led model to drive higher growth [41][42]. Digital Infrastructure and Partnerships 11. **Partnerships for Growth**: U.S. Bancorp is leveraging partnerships with firms like State Farm and Edward Jones to expand its reach without significant capital expenditure. This approach allows for brand introduction in unbanked rural areas [70][74]. 12. **Technology Utilization**: The bank is focused on AI and automation to manage expenses and improve operational efficiency, with a tech budget of $2.5 billion already embedded in its run rate [81]. Future Outlook 13. **Capital Management**: U.S. Bancorp is building capital in anticipation of future regulatory changes and is focused on balancing loan growth, share repurchases, and business investments [83][84]. 14. **Investor Sentiment**: Management acknowledges that skepticism around execution has overshadowed the quality of the underlying franchise, which is characterized by high returns and diversified fee-intensive businesses [85][86]. Conclusion - U.S. Bancorp is committed to improving execution and operational efficiency while focusing on organic growth and strategic partnerships to enhance its market position and restore investor confidence. The bank's diversified revenue streams and strong client relationships position it well for future growth.