Group 1 - The core theme of the recent series of activities in Beijing is "New Era, New Fund, New Value," focusing on high-quality development in the public fund industry [1] - The State Council's guidelines emphasize the importance of providing quality financial services to support strategic areas and the development of new productive forces [1][3] - Oriental Fund is committed to enhancing its product layout and service system to align with the financial "Five Major Articles" and improve its professional capabilities [1][3] Group 2 - Oriental Fund plays multiple roles, including that of a "fund guide" and "product and service innovator," in the implementation of the "Five Major Articles" [2] - The focus on technology finance aims to provide comprehensive financial services for technological innovation and the development of tech enterprises, promoting the progress of new productive forces [3] - The company has actively developed products in the green finance sector, reflecting the increasing importance of sustainable development in industrial upgrades [3][4] Group 3 - Oriental Fund is enhancing its product line to meet diverse investor needs, including actively managed equity funds, bond funds, and index funds, in response to the declining bank deposit rates [5] - The company is addressing the aging population by launching pension-targeted funds and conducting educational activities to raise awareness about pension planning [6] - Oriental Fund is advancing its digital transformation and improving service quality by enhancing its information technology infrastructure and ensuring network security [6]

Core Viewpoint - China Construction Bank (CCB) reported a stable financial performance for the first half of 2025, with a net profit of CNY 162.64 billion, reflecting a slight decrease of 1.45% compared to the previous year, amidst challenges such as interest rate adjustments and credit impairment losses [2][6][9]. Financial Performance - The total operating income for the first half of 2025 was CNY 394.27 billion, an increase of 2.15% year-on-year [2][6]. - Net interest income decreased by 3.16% to CNY 286.71 billion, influenced by LPR repricing and adjustments in housing loan rates [2][6][9]. - Non-interest income rose by 19.64% to CNY 107.56 billion, with fee and commission income increasing by 4.02% to CNY 65.22 billion [2][6][11]. - The company reported a significant increase in cash flow from operating activities, amounting to CNY 1.26 trillion, a 332.12% increase year-on-year [2][6]. Asset and Liability Overview - As of June 30, 2025, total assets reached CNY 44.43 trillion, a 9.52% increase from the end of 2024 [3][5]. - Net loans and advances amounted to CNY 26.58 trillion, reflecting a growth of 6.13% [3][5]. - Total liabilities were CNY 40.85 trillion, up 9.73%, with customer deposits reaching CNY 30.47 trillion, a 6.11% increase [3][5]. Profitability Metrics - The annualized average return on assets was 0.77%, while the annualized weighted average return on equity was 10.08% [3][5]. - The cost-to-income ratio improved slightly to 23.60% [3][5]. - The non-performing loan ratio stood at 1.33%, with a provision coverage ratio of 239.40% [3][5]. Capital Adequacy - The capital adequacy ratio was reported at 19.51%, with a core tier one capital ratio of 14.34% [3][5]. - Shareholders' equity reached CNY 3.58 trillion, a 7.20% increase from the previous year [3][5]. Market Context - The Chinese economy showed resilience with a GDP growth of 5.3% in the first half of 2025, supported by proactive fiscal and monetary policies [4][5]. - The financial sector maintained stability, with a focus on risk management and supporting economic growth through effective investment strategies [4][5].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因依 賴該等內容而引致之任何損失承擔任何責任。 （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） (A joint stock company incorporated in the People's Republic of China with limited liability) （股份代號：00939） 2025年半年度報告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條刊登。茲載列 該公告（於上海證券交易所網站刊登）如下，僅供參閱。 特此公告。 中國建設銀行股份有限公司 董事會 2025年8月29日 於本公告日期，本行的執行董事為張金良先生、張毅先生和紀志宏先生，本行的 非執行董事為辛曉岱女士、劉芳女士、李璐女士、李莉女士和竇洪權先生，本行 的獨立非執行董事為威廉 • 科恩先生、梁錦松先生、詹誠信勛爵、林志軍先生和 張為國先生。 中国建设银行股份有限公司 2025 年半年度报告 股票代码： ...

Core Insights - The article highlights the proactive financial support provided by CITIC Bank Chengdu Branch to specialized and innovative enterprises in Sichuan, showcasing its commitment to serving the real economy [2][4][10] Group 1: Financial Support Initiatives - CITIC Bank Chengdu Branch customized a credit product called "Ke Chuang e Loan" to assist a specialized traditional Chinese medicine company facing procurement cost challenges, successfully disbursing 3 million yuan within a week [2] - The bank facilitated the issuance of a project payment guarantee for Sichuan Wo Fei Chang Kong Technology Development Co., enabling the company to register its new production base [2][4] - A specialized service team was formed to address the wage payment needs of migrant workers, providing personalized financial solutions and facilitating the opening of dedicated salary accounts [4] Group 2: Financial Performance - As of the end of 2024, CITIC Bank Chengdu Branch reported a deposit balance exceeding 150.7 billion yuan, an increase of 11.8 billion yuan since the beginning of the year, and a loan balance of 177.2 billion yuan, up by 7.4 billion yuan [2][4] - The bank's general corporate loan balance reached 81.1 billion yuan, with a year-on-year increase of 4.2 billion yuan, while loans to strategic emerging industries exceeded 18.4 billion yuan, growing by 3.5 billion yuan [4][6] Group 3: Focus Areas in Financial Services - The bank is actively promoting technology finance, green finance, inclusive finance, pension finance, and digital finance, aligning with national financial work conference directives [4][6][10] - In technology finance, the bank achieved a loan balance of 13.2 billion yuan, with a growth of 4 billion yuan, and reached a 95% touch rate for national specialized "little giant" enterprises [6] - Green finance initiatives led to a loan balance surpassing 17.2 billion yuan, with an increase of over 3.3 billion yuan, and the bank underwrote green bonds worth 1 billion yuan, capturing over 9% market share [6][7] Group 4: Digital Transformation and Innovation - The launch of the "Tian Yuan Treasury" system aims to enhance enterprise financial management and facilitate digital transformation, with over 100 enterprise representatives participating in the launch event [8][9] - The bank's digital finance initiatives include the development of the "Jijinbao" product for housing fund management and integration with migrant worker wage payment regulatory platforms [7][9] Group 5: Future Outlook - CITIC Bank Chengdu Branch plans to continue its commitment to serving the real economy, focusing on high-quality development and deepening reforms in line with the "14th Five-Year Plan" [10]