Core Insights - The funding flow information platform has enabled small and micro enterprises in Wuhai to secure loans despite lacking traditional collateral, significantly improving their financing capabilities [1][2] - The People's Bank of China Wuhai Branch is actively promoting the platform to enhance credit profiles of small and micro enterprises, integrating their financial data into the loan approval process [2] - The platform has facilitated a total of 65 million yuan in financing through 221 inquiries by financial institutions as of the end of July this year [1] Group 1 - The funding flow information platform has helped a resource recovery enterprise in Wuhai secure a loan of 5 million yuan, allowing it to operate at full capacity [1] - The platform generates a visual "funding flow map" from dynamic data such as bank account transactions and tax payments, making the operational strength of enterprises assessable [1][2] - A micro construction enterprise received a credit loan of 310,000 yuan within five working days, demonstrating the platform's efficiency in addressing financing gaps [2] Group 2 - The People's Bank of China Wuhai Branch is expanding the platform's coverage and encouraging more financial institutions to utilize its features effectively [3] - The bank is enhancing collaboration with various departments to improve communication and feedback during the platform's application process [3] - The goal is to position the funding flow information platform as a key driver for the high-quality development of the local private economy [3]