9月26日，国家金融监督管理总局北京监管局网站发布的批复显示，该局核准宫永媛建信消费金融有限 责任公司(下称"建信消金")董事、总裁的任职资格。 2025年1月，建信消金原总裁李建峰升任董事长，此后总裁这一职位空缺至今。据了解，宫永媛原本来 自建信基金，今年7月24日，建信基金曾发布公告称，原副总裁宫永媛因"股东方另有工作安排"，离任 公司副总裁、财务负责人、首席信息官三项核心职务。 建信消金迎第二任总裁 上半年净利润下降超95% 作为注册资本位列行业第三的持牌消费金融公司，建信消金成立于2023年6月，是经原中国银保监会批 准，由建设银行（持股83.33%）、北京国资公司（持股11.11%）、王府井（600859）集团（持股 5.55%）共同组建的持牌消费金融公司。 据悉，建信消金注册资本为72亿元，位列行业第三，仅次于蚂蚁消金的230亿元和招联消金的100亿元。 北京金融监管局发出的批复指出，核准宫永媛建信消费金融有限责任公司董事、总裁的任职资格。 在批复中，北京金融监管局对建信消费金融提出明确要求。公司需督促宫永媛严格遵守金融监管总局有 关监管规定，自行政许可决定作出之日起3个月内到任，并按要求及时报告 ...

Group 1: Event Overview - The 14th Finance Summit and 2025 New Quality Productivity Entrepreneur Conference was held in Shanghai on July 16-17, 2025, focusing on high-quality development of the Chinese economy amid global changes [1] - The summit has become a significant platform for observing economic trends and industry movements since its inception in 2012, attracting over 1,000 representatives and more than 200 speakers annually [1] Group 2: Recognition and Awards - Min Gang, co-founder and CEO of Rui Rong Tian Xia, was awarded the "2025 Financial Innovation Leader" for his contributions to the new financial system, particularly in payment systems and digital banking infrastructure [1] - Min Gang also received the "Golden Award - 2024 China New Economy Pioneer" for his achievements in the fintech sector, highlighting his impact on the industry [4] Group 3: Company Innovations and Services - Rui Rong Tian Xia focuses on creating an open, flexible, and efficient digital financial service platform, utilizing SaaS cloud services to provide innovative solutions across various industries [4] - The company has launched products like "Split Account Cloud" and prepaid card systems, enhancing payment efficiency and user engagement [9][10] - The prepaid card system features dual-track management for real-name and non-real-name accounts, catering to diverse industries with customized products [9] Group 4: Industry Trends - The global fintech wave is accelerating, with digital transformation becoming a mainstream trend in the financial sector; in 2024, China's mobile payment transactions reached 210.98 billion, amounting to 56.37 trillion yuan [6] - The future of fintech is expected to focus on platformization, intelligence, and inclusivity, with AI and big data optimizing risk management and user experience [6] Group 5: Digital Banking Strategy - The rise of digital banking is reshaping the connection between finance and industry, with Rui Rong Tian Xia developing comprehensive digital banking solutions for individuals and businesses [12] - The company aims to enhance service efficiency and security by integrating AI and blockchain technologies into its offerings [12][14] Group 6: Future Directions - Rui Rong Tian Xia plans to continue focusing on AI risk control, blockchain asset custody, and intelligent investment advisory to create a more intelligent, secure, and inclusive digital financial service [14] - The company emphasizes the importance of technology in solving real-world problems and improving financial accessibility for SMEs and ordinary users [14]