编辑：潘煦 中国人民银行调查统计司司长 闫先东：2025年11月末，科技贷款余额44.8万亿元，同比增长11.5%。绿 色贷款余额44.2万亿元，同比增长23%。普惠贷款余额39.8万亿元，同比增长10.3%。养老产业贷款余额 2162亿元、数字经济产业贷款余额8.5万亿元，同比增速分别是60.2%和14.6%，均高于各项贷款增速。 转载请注明央视财经 （央视财经《正点财经》）国新办15日举行发布会，介绍货币金融政策支持实体经济高质量发展成效。 发布会上，央行表示，在金融"五篇大文章"领域，科技、绿色、普惠、养老产业和数字经济产业等重点 领域贷款都保持了两位数增长，信贷结构持续优化。 数据显示，2025年11月末，金融"五篇大文章"贷款余额107.7万亿元，同比增长12.8%；新发放贷款利率 比上年同期低0.42个百分点。 ...

Core Insights - The People's Bank of China (PBOC) emphasizes the importance of financial support for the real economy's high-quality development through the "Five Major Articles" of finance, which have shown characteristics of total growth and expanded coverage [1] Summary by Categories Loan Growth - As of the end of May, the loan balance for the "Five Major Articles" reached 103.3 trillion yuan, reflecting a year-on-year growth of 14% [1] - Technology loans amounted to 43.3 trillion yuan, with a year-on-year increase of 12% [1] - Loans to technology enterprises reached 22.5 trillion yuan, while loans to technology-related industries totaled 32.8 trillion yuan [1] Loan Composition - The total technology loan balance is lower than the sum of its sub-item loans due to the PBOC excluding inter-category duplications in its data aggregation [1] - Green loans, inclusive finance loans, pension loans, and digital loans saw year-on-year growth rates of 27.4%, 11.2%, 38%, and 9.5% respectively, all exceeding the growth rate of other loan categories [1] Accessibility and Coverage - The financing accessibility has significantly improved, serving a total of 78.39 million enterprises and individuals, an increase of 5.88 million from the previous year [1] - Among these, 4.4 million enterprises were served, marking an increase of 250,000 compared to the same period last year [1]