Workflow
普惠金融创新
icon
Search documents
广东银行业普惠金融“创新仔”将亮相!这份名单何以亮眼
Nan Fang Du Shi Bao· 2025-12-15 07:56
将举办主题活动表彰优秀案例 依据专家评审的量化得分,综合考量参评机构的规模等情况,并结合相关建议与共识,主办方最终评选 出30个优秀案例,其中,普惠金融数智转型优秀案例10个,普惠型供应链金融优秀案例5个,区域特色 普惠金融优秀案例15个。 为推广广东银行业普惠金融创新模式,一份凝聚行业实践智慧的标杆名单即将揭晓。 近期,在中国人民银行广东省分行指导下,南方都市报社、湾财社开启"中国普惠金融行"广东银行业普 惠金融创新实践案例征集和推广活动,共收到百余家机构提交的139个创新案例。目前,案例评审工作 已圆满结束,经过评审等环节,最终30个优秀案例脱颖而出。评审结果将在12月23日举办的主题活动上 正式发布。 七成案例得分超80分 本次活动获得百余家广东银行业金融机构积极响应和参与,共征集到139个有效案例,涵盖"普惠金融数 智转型""普惠型供应链金融"和"区域特色普惠金融"三大方向。来自广东省内外的高校专家、专业机构 代表和媒体代表组成评审团,按照7大维度对申报案例进行了逐项打分。 从评审结果看,得分在90分及以上的案例共计3个,占比为2.2%;得分在80分(含)至90分(不含)的 案例共计97个,占比为69 ...
深耕数据要素应用 济南工行“泉融e贷”创新实践斩获省赛桂冠
Qi Lu Wan Bao· 2025-09-24 04:53
Core Insights - The "泉融e贷" project won first place in the financial services track of the 2025 "Data Element X" Shandong division finals, showcasing Jinan Industrial Bank's leading capabilities in data-driven inclusive finance [1][2] - The project addresses the financing difficulties faced by small and micro enterprises by integrating various government data sources to create a new credit assessment model [1] - The use of advanced technologies such as big data and cloud computing has enabled precise pre-approval for 1.14 million market entities in Jinan, significantly improving financing accessibility [1] Group 1 - The "泉融e贷" project achieved a score of 89.2, outperforming 30 competing financial institutions [1] - The project leverages Jinan's comprehensive financing service platform "泉融通" to overcome traditional credit assessment challenges [1] - The innovative practices of the project provide a replicable model for financial services aimed at small and micro enterprises, aligning with the core goal of the "Data Element X" competition [1] Group 2 - The project combines regional data model advantages with standardized risk control models from the parent bank, laying a solid foundation for future applications [2] - Future expansions of the credit assessment model will target key sectors such as agriculture and technology innovation, exploring deeper integration of data elements with the real economy [2] - The award signifies a significant step for Jinan Industrial Bank in applying data elements and innovating inclusive finance, offering valuable insights for financial technology development at both provincial and national levels [2]