近年来，陕西中行依托中银集团全球布局与综合金融平台，积极推动"科技—产业—金融"良性循环。不 仅通过基金投资支持科创企业成长，更通过运用跨境金融服务、供应链金融、绿色信贷、普惠金融等多 元化产品，全力支持陕西现代化产业体系建设、传统产业转型升级以及外向型经济提质增效，为陕西争 做西部示范贡献了中行力量。（魏舒彤） 编辑：穆皓 陕西中赢兴盛科技创新协同发展基金合伙企业（有限合伙）于近日成立，执行事务合伙人为中银国际投 资有限责任公司、陕西投资基金管理有限公司，出资额为10亿元人民币。这是中国银行陕西省分行整合 对接中银集团优势资源，服务陕西地方经济发展的又一重要实践。 据悉，这家科技创新协同发展基金将重点聚焦新材料、新能源等战略性新兴产业，致力于支持陕西省内 拥有原始创新能力的科技型企业及产业链关键环节的优秀企业，培育壮大科创产业集群，推动产业链高 质量发展。 ...

党的二十届四中全会是在以中国式现代化全面推进强国建设关键时期召开的一次具有全局性、历史性意 义的重要会议。如何深入学习贯彻党的二十届四中全会精神，推动金融资产管理公司高质量发展，更好 地发挥防范化解风险和支持实体经济发展的独特功能？对此，《金融时报》记者专访了中信集团党委委 员、副总经理兼中信金融资产党委书记、董事长刘正均。 《金融时报》记者："十五五"规划建议提出，加快建设金融强国。大力发展科技金融、绿色金融、普惠 金融、养老金融、数字金融。金融资产管理公司如何结合自身的优势落实这一要求，有哪些具体的着力 点和创新思路？ 刘正均：做好金融"五篇大文章"，是新时代党中央对金融更好服务实体经济作出的战略部署，是顺应经 济社会高质量发展的战略需要。中信金融资产依托中信集团综合协同优势，在服务实体经济中找准发力 点，扎实推动金融"五篇大文章"落地生根、取得实效。3年多来，累计向金融"五篇大文章"领域投放资 金1077亿元，以扎实行动践行了职责使命。 聚焦科技金融大文章，全力服务创新驱动发展战略。瞄准国家战略急需和产业升级中的卡点堵点，帮助 企业优化公司治理、引入产业资源，推动实现产业基础升级和产业链现代化。支持合盛 ...

做好科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文章"是金融服务实体经济高质量发 展的重要着力点。据了解，我省银行业保险业持续加力，目前全省金融"五篇大文章"领域贷款余额近 3.13万亿元，较2024年同期增长13.8%。此外，普惠金融和涉农金融服务扩面增速。全省普惠小微授信 户数达231.1万户，贷款余额13110.46亿元，"十四五"以来增长超70%。农业保险"十四五"以来累计支付 赔款345.74亿元，较"十三五"时期增长约170%。 国家金融监督管理总局河南监管局有关负责人表示，金融监管部门牢牢把握防风险、强监管、促高质量 发展工作主线，指导全省银行保险机构聚焦"两高四着力"，围绕全省经济发展重点领域深耕细作，扎实 做好金融"五篇大文章"，在助推全省经济高质量发展中实现自身发展再上新台阶。 本报讯(记者 李鹏)2025年12月29日，记者从国家金融监督管理总局河南监管局获悉，"十四五"期间，河 南银行业规模总量提升，综合实力增强，服务实体经济成效显著。截至目前，全省银行业保险业总资产 近15万亿元，总负债14.85万亿元，资产负债规模较"十三五"末增长50%；全省银行业本外币存款余额从 7 ...

Group 1 - The "Jizhi Award" aims to establish benchmarks for high-quality development, guiding listed companies to focus on their core business, innovate continuously, and fulfill social responsibilities, thereby promoting capital to gather towards quality enterprises [3] - The evaluation of the award is based on six dimensions: social responsibility, industrial contribution, investment returns, growth prospects, innovation efficiency, and outstanding brand, covering over 8,000 companies in A-shares, Hong Kong stocks, and Chinese concept stocks [3] Group 2 - The "Outstanding High-Quality Development Model Award" recognizes banking institutions that adhere to high-quality development principles and excel in serving national strategies and economic development [4] - Key evaluation criteria include precise alignment with the credit needs of the real economy, implementation of strategic deployments, leading growth in financial services in key areas, and outstanding ESG performance and sustainability capabilities [4] - Xiamen Bank, as the first listed city commercial bank in Fujian, received this award for its commitment to high-quality development and effective financial services to the real economy [4] Group 3 - As of the end of September 2025, Xiamen Bank's total loans and advances reached 234.524 billion yuan, a year-on-year increase of 14.15%, indicating a continuous tilt of credit resources towards the real economy [4] - The bank has seen a 51% increase in loan balances for Taiwanese enterprises, with the number of Taiwanese clients growing by 7% as of June 2025 [4] - In the inclusive finance sector, the bank has supported over 4,900 small and private enterprises, alleviating financing difficulties for the private economy [4] Group 4 - Xiamen Bank's ESG performance is highly recognized, achieving an AA rating in the Wind 2025 ESG rating, placing it among the top listed commercial banks [5] - The bank maintains a low non-performing loan ratio of 0.80% and a provision coverage ratio of 304.39%, ensuring strong asset quality [5] - Looking ahead, Xiamen Bank aims to optimize financial resource allocation to promote industrial upgrades, green transformation, and improve livelihoods, achieving a synergy between economic benefits and social value [5]

Core Viewpoint - The "14th Five-Year Plan" period is crucial for the financial industry in China to deepen supply-side structural reforms, return to its roots, and serve the real economy, with the trust industry playing a significant role in supporting the real economy while undergoing transformation pressures [1] Group 1: Business Transformation - The company adheres to the principle of "returning to the source" and has shifted its business model from traditional paths to asset management, asset services, and public welfare, focusing on three main tasks: serving the real economy, preventing financial risks, and deepening financial reforms [2] - By the end of 2025, the company's trust management asset scale is expected to reach 600 billion yuan, with over 120 billion yuan in asset management aligned with transformation directions and 2,400 family service trusts established [2] Group 2: Integration with the Real Economy - The company leverages its unique industry background from COFCO Group to integrate trust services with real industry needs, exemplified by projects like "Sweet Loan" and "Silage Loan" that support agricultural financing [3] - The company has served the real economy with a cumulative scale of nearly 100 billion yuan over five years, enhancing asset liquidity through innovative financial tools and supply chain finance [3] Group 3: Risk Management - The company prioritizes risk management as a lifeline, embedding risk control throughout the business process and evolving its risk management system to be comprehensive and intelligent [4] - The company has maintained a AAA credit rating for three consecutive years, reflecting its strong reputation and effective risk management practices [4] Group 4: Future Competitiveness - The company views technology and talent as dual drivers for long-term development, focusing on digital transformation and creating a robust talent development system [5] - By 2025, the company's digital framework is expected to support the management of assets worth trillions, with a young and professional team driving the transformation [5] Group 5: Social Responsibility - The company actively engages in social contributions through charitable trusts, with a cumulative scale of 170 million yuan during the "14th Five-Year Plan" period, supporting rural revitalization and education [6] - The company emphasizes its commitment to "finance for the people," providing family trusts to protect wealth and promote spiritual inheritance [6]

报告表示，下一步，金融系统将全面贯彻落实党的二十大和二十届历次全会精神，按照中央经济工作会 议、中央金融工作会议部署，统筹国内国际两个大局，完整准确全面贯彻新发展理念，加快构建新发展 格局，坚持稳中求进工作总基调，实施更加积极有为的宏观政策，加大逆周期和跨周期调节力度，持续 防范化解重点领域风险，实现"十五五"良好开局。 一是把促进经济稳定增长、物价合理回升作为货币政策的重要考量，保持流动性充裕，促进社会综合融 资成本低位运行。二是坚持市场在汇率形成中的决定性作用，保持汇率弹性，强化预期引导，防范汇率 超调风险，保持人民币汇率在合理均衡水平上的基本稳定。三是扎实做好金融"五篇大文章"，大力发展 科技金融、绿色金融、普惠金融、养老金融、数字金融，加力支持国家重大战略、经济社会发展的重点 领域和薄弱环节。四是健全覆盖全面的宏观审慎管理体系，加强系统性金融风险的监测、评估，强化重 点领域的宏观审慎管理。五是防范化解重点领域金融风险，坚定推进金融支持融资平台债务风险化解工 作，积极稳妥处置中小金融机构风险，做好房地产金融宏观审慎管理，牢牢守住不发生系统性金融风险 的底线。 央广网北京12月27日消息（记者 冯方）近日 ...

12月26日，中国人民银行发布消息，近日中国人民银行发布了《中国金融稳定报告（2025）》。报告认 为，2024年，面对复杂严峻的外部环境，我国积极统筹有效市场和有为政府、总供给和总需求、培育新 动能和更新旧动能、做优增量和盘活存量、提升质量和做大总量的关系，顺利完成全年经济社会发展主 要目标，高质量发展扎实推进，新质生产力稳步发展，经济实力、综合国力持续增强。国内生产总值 （GDP）达到134.9万亿元，同比增长5%，就业和物价总体平稳，国际收支基本平衡，对外贸易规模创 历史新高，外汇储备超过3.2万亿美元，重点领域风险化解有序有效，社会大局保持稳定。 展望未来，"十五五"时期我国发展环境面临深刻复杂变化，我国发展处于战略机遇和风险挑战并存、不 确定难预料因素增多的时期。我国经济基础稳、优势多、韧性强、潜能大，长期向好的支撑条件和基本 趋势没有变，中国特色社会主义制度优势、超大规模市场优势、完整产业体系优势、丰富人力资源优势 更加彰显。 下一步，金融系统将坚持稳中求进工作总基调，实施更加积极有为的宏观政策，防范化解重点领域风 险，为实现"十五五"良好开局打牢基础。保持流动性充裕，使社会融资规模、货币供应量增 ...

人民财讯12月26日电，中国人民银行发布《中国金融稳定报告（2025）》，展望未来，"十五五"时期我 国发展环境面临深刻复杂变化，我国发展处于战略机遇和风险挑战并存、不确定难预料因素增多的时 期。我国经济基础稳、优势多、韧性强、潜能大，长期向好的支撑条件和基本趋势没有变，中国特色社 会主义制度优势、超大规模市场优势、完整产业体系优势、丰富人力资源优势更加彰显。下一步，金融 系统将保持流动性充裕，使社会融资规模、货币供应量增长同经济增长、价格总水平预期目标相匹配， 持续营造适宜的货币金融环境。推动社会综合融资成本下降。坚持市场在汇率形成中的决定性作用，保 持汇率弹性，强化预期引导，防范汇率超调风险，保持人民币汇率在合理均衡水平上的基本稳定。扎实 做好金融"五篇大文章"，大力发展科技金融、绿色金融、普惠金融、养老金融、数字金融，加力支持国 家重大战略、经济社会发展的重点领域和薄弱环节。健全覆盖全面的宏观审慎管理体系，加强系统性金 融风险的监测、评估，强化重点领域的宏观审慎管理。防范化解重点领域金融风险，坚定推进金融支持 融资平台债务风险化解工作，积极稳妥处置中小金融机构风险，做好房地产金融宏观审慎管理，牢牢守 住 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 12月25日，北京网信办联合中国人民银行北京市分行，在海淀人工智能创新街区大模型生态服务站（东 升大厦）共同举办"模力AI大讲堂•北京市人工智能领域银企融资交流对接活动"，我市50余家互联网与 人工智能企业，近百位高管及财务人员参加活动。 坚持践行首善标准，着力打造"北京样本" 北京网信办立足人工智能领域高质量发展，扎实做好生成式人工智能大模型管理服务。截至12月，压茬 推进15批次205款大模型备案上线、147款人工智能产品登记上线，头部大模型注册用户规模达14.39 亿，骨干企业累计服务全国超3万家机构，日均调用频次达7.46亿次，模型备案数量与产业应用规模均 保持全国首位。北京正以"首善标准"，努力打造具有全球影响力的人工智能创新策源地和产业高地，为 国家赢得国际科技竞争主动权贡献力量。 金融政策精准发力，融资工具协同赋能 人民银行北京市分行坚决贯彻新发展理念，落实支持性的货币政策，着力优化金融资源配置，进一步完 善政策体系，健全评估机制，用好央行资金，强化科技赋能，推动创新落地，提升服务温度，牵头出台 《关于统筹做好首都金融"五篇大文章"的工作方案》， ...

Group 1 - The event "Moli AI Lecture Hall" was co-hosted by the Beijing Cyberspace Administration and the Beijing Branch of the People's Bank of China, focusing on financing exchanges for over 50 internet and AI companies with nearly 100 executives and financial personnel in attendance [1] - Beijing is advancing high-quality development in the AI sector, having registered 205 large models and 147 AI products, with a user base of 1.439 billion for leading models and an average daily call frequency of 746 million, maintaining the top position in model registration and industrial application scale nationwide [2] - The People's Bank of China is implementing supportive monetary policies to optimize financial resource allocation, introducing a "technology finance" and "green finance" product supermarket to enhance credit product offerings and promote advanced experiences that can be replicated nationwide [3] Group 2 - The establishment of AI ecological service stations aims to address the development challenges faced by large model enterprises, particularly small and medium-sized enterprises, by providing resources and support in various areas such as policy, funding, and talent [4] - Major banks, including the National Development Bank and several local banks, presented their financing policies to tackle the issues of "difficult and expensive financing" for AI technology development, establishing a regular communication bridge between banks and enterprises to broaden financing channels [5]