Core Viewpoint - The opening of three new branches by Changshu Rural Commercial Bank marks a significant step in enhancing its presence in Jiangsu province and improving its financial service network [1][2] Group 1: Branch Openings - Changshu Rural Commercial Bank has opened three branches in Nanjing Jiangning, Yangzhou Baoying, and Suqian Sucheng, which were previously village banks acquired or initiated by the bank [1] - The establishment of these branches fills business gaps in key areas such as provincial capitals and enhances the bank's physical service network [1] Group 2: Strategic Importance - Entering the Nanjing market allows the bank to directly access provincial resources, optimize resource allocation, and improve efficiency in sensing market trends and regulatory dynamics [1] - The new branches will help the bank deepen its market presence and reduce operational costs associated with independent legal entities, promoting efficient management [1] Group 3: Advantages of the "Village to Branch" Model - The "village to branch" model offers significant advantages over new branch establishments, leveraging existing customer bases and operational experience of the acquired village banks [2] - Changshu Rural Commercial Bank's mature management system and strong risk control capabilities will effectively mitigate risks associated with initial expansion into new areas [2] - The bank's expertise in microfinance and inclusive services will enhance the operational stability and profitability of the new branches, ensuring sustainable development in these regions [2]