Core Viewpoint - The "insurance + futures" model introduced by the Dalian Commodity Exchange (DCE) has effectively supported rural revitalization and agricultural sustainability in Huachuan County, Heilongjiang Province, by providing a robust risk management framework for local farmers [1][8]. Group 1: Implementation and Development - Since its launch in 2015, the "insurance + futures" model has evolved from basic price insurance to include spot purchase agreements and income guarantees, significantly enhancing income stability for farmers [1][3]. - The model was initially piloted with 10,000 tons of soybean price insurance in 2016, which expanded in 2017 to include corn and soybean price insurance along with spot purchase agreements, resulting in a total compensation of 2.51 million yuan for insured crops [3][4]. - By 2018, the project had expanded to cover 400,000 acres and provided solid guarantees for 5,666 households, with average annual income for corn farmers reaching 4,500 yuan, surpassing the poverty line [4][8]. Group 2: Risk Management and Financial Support - The introduction of income insurance in 2019 allowed for simultaneous coverage of both price and yield fluctuations, significantly enhancing the resilience of the "Huachuan model" during adverse weather conditions [5][6]. - In 2019, the total compensation reached over 87 million yuan, with a compensation rate of 376%, effectively preventing many farmers from falling back into poverty [6][8]. - The model not only provides immediate financial support but also stabilizes land rental prices, encouraging larger-scale farming operations and cooperative management among farmers [6][7]. Group 3: Long-term Impact and Future Prospects - The "insurance + futures" model has fostered a long-term risk management mindset among farmers, ensuring a stable production environment and enhancing agricultural sustainability [7][8]. - Over nine years, Huachuan County has implemented 14 projects covering corn, soybeans, and pigs, with total premiums reaching 187.75 million yuan and insuring over 2.05 million acres [8]. - The ongoing exploration of new models, including collaborations with banks and further innovations in insurance products, indicates a commitment to continuous improvement in agricultural risk management [8].