据悉，年初该行出台落实赤峰市"十大行动"暨支持民营企业高质量发展金融服务方案，明确工作目标， 配置专项信贷资源，加大对产业转型升级、先进制造业、涉农、科技创新等重点领域民营经济支持力 度，上半年为超过580户民营和小微企业提供融资服务。在服务流程优化方面，结合落实支持小微企业 融资协调工作机制，该行实施市支两级行柔性团队平行作业模式，极大提高了信贷审批效率，确保客户 在最短时间获得信贷资金。该行还设立了民营主体服务绿色通道，提供一站式、全方位金融服务，解决 民营主体在融资过程中遇到的难题。 今年以来，农业银行赤峰分行持续加大信贷资源投入，通过完善考评机制、优化服务流程、深化银企合 作，助力推动民营经济健康发展。截至6月末，该行民营贷款余额达到30.4亿元，较年初净增2.4亿元， 余额、增量均排名赤峰市四大行第1位。 赤峰市恒荣化工有限公司是一家科技型中小企业，主要经营化学原料和化学制品制造，今年6月份，农 业银行赤峰分行了解到企业有资金需求后，第一时间组织工作专班，上门服务对接，为企业办理科技e 贷830万元，满足了企业流动资金需求。 转自：新华财经 同时，农业银行赤峰分行注重防控信用风险，加强贷前、贷中和贷 ...

Core Insights - Jiangnan Rural Commercial Bank is actively supporting the development of the private economy in Changzhou, with a focus on providing comprehensive financial services to private enterprises [1][2][4] Financial Support and Services - By the end of 2024, Changzhou's market will have 864,400 business entities with a registered capital of 2.73 trillion yuan, with private enterprises making up 836,000 of these [1] - As of March 2023, the bank's loans to private enterprises reached 193.34 billion yuan, an increase of 3.36 billion yuan or 1.77% since the beginning of the year [1] - The bank has developed a multi-layered financial service system that includes settlement and wealth management, enhancing support for quality private enterprises while simplifying approval processes [2] Innovation in Financial Products - Jiangnan Rural Commercial Bank has introduced various specialized loan products tailored to different industries and stages of development, such as "Jiangnan Science Loan" and "Jiangnan Rong E Chain" [1][2] - The bank's mid-to-long-term loans for private enterprises reached 25.63 billion yuan by March 2023, an increase of 4.99 billion yuan or 24.19% year-on-year, supporting long-term investments and technological upgrades [2] Technology and Risk Management - The bank is leveraging financial technology to enhance services for the private economy, including a self-developed supply chain finance platform that has recognized 4,841 core enterprises and provided credit to 77,700 new enterprises [3] - The bank employs big data analytics to assess credit risks accurately, ensuring fund security and reducing financing costs for quality enterprises [2] Long-term Mechanisms and Strategic Goals - Jiangnan Rural Commercial Bank has established long-term mechanisms to continuously support the private economy, including setting annual service goals and creating a scientific incentive system [3][4] - The bank aims to enhance the quality and efficiency of financial services, contributing to the high-quality development of the private economy and supporting the modernization efforts in Changzhou [4]

Core Viewpoint - Zhejiang Merchants Bank Shanghai Branch is committed to supporting the private economy by implementing various financial support policies and enhancing financial services for private enterprises [1][7] Group 1: Support for Private Enterprises - The bank actively reduces financing costs for private enterprise clients by implementing differentiated pricing strategies, offering loan interest rate discounts, and expanding the coverage of fee reductions [1] - The bank promotes seamless loan renewals and expansions, adhering to the requirements of the national financial supervision authority to enhance the coverage of seamless loan renewals for small and micro enterprises [1] - The bank is focused on reducing the financial burden on private enterprises by waiving various fees and costs associated with banking services [1] Group 2: Integrated Financial Services - The bank accelerates the reform of integrated financial services centered on customer needs, utilizing a comprehensive service model that combines commercial banking, transaction banking, investment banking, and private banking [2] - The bank enhances collaboration between small and large enterprises by leveraging cross-departmental coordination and providing comprehensive financial services through joint marketing and project collaboration [2] - The bank supports private enterprise bond issuance, particularly through risk mitigation instruments, to improve market acceptance and reduce financing costs [2] Group 3: Financing Service Mechanisms - The bank aims to establish effective financing service mechanisms by enhancing cooperation with government-backed financing guarantee companies to provide better financial services for small and micro enterprises [3] - The bank conducts extensive outreach and research activities to address the urgent needs of private clients, ensuring a responsive organizational structure to meet market demands [3] Group 4: Digital Financial Ecosystem - The bank is developing a comprehensive digital financial service model that integrates digital reform with practical applications to create a collaborative digital ecosystem for supply chain financing [4] - The bank is focused on leveraging data value by utilizing digital financial platforms to provide services to underserved groups and enhance credit data applications [5] Group 5: Service System and Risk Control - The bank is simplifying approval processes to improve service efficiency, aiming to reduce unnecessary steps and shorten loan approval times for private enterprises [6] - The bank is enhancing resource allocation and incentive mechanisms to direct more credit resources towards private enterprises, particularly in manufacturing and green finance [6] - The bank is optimizing risk control strategies by focusing on the primary repayment sources and reducing reliance on collateral, while enhancing credit information sharing with government and industry associations [6]