近日，多位陕西韩城市市民向奔流新闻记者反映，他们投资在韩城市民间借贷登记服务中心的钱没办法取回，也拿不到利息。11月24日，韩城市政府办工作 人员回应奔流新闻记者采访时表示，已有政府相关部门处理此事。 杨女士是陕西韩城人，今年7月底，在亲友推荐下，她将家中积蓄及子女工资共80余万元投入到韩城市民间借贷登记服务中心。"我之前不太相信这类机构， 但看到周围有人10年前就开始投资，一直运行稳定，加上政府参与，最终才决定投入。"按照协议约定，平台应每月支付收益。杨女士家投入的80余万元， 每月可获7000余元收益，"说好的每个月20号支付利息，可是第一个月推迟了四五天。"让杨女士一家没想到的是，到了9月，听说韩城市民间借贷登记服务 中心"爆雷"了，至今再也没有拿到约定好的利息，也拿不回本金。 关注您在合同中的权利、义务,如对本协议有任何疑问,请向韩城市 民间借贷登记服务中心(以下简称服务中心)咨询。 经出借单位(人)、借款单位(人)、抵(质)押单位(人)及中介机构 协商一致,根据国家有关法律、法规的规定,签订本协议,以资共 同信守履行。 第一条 借款金额 借款金额:借款方向出借方借款人民币(大写, (小写:■■■■ ...

Core Insights - The comprehensive financing interest rate index in Wenzhou for October 2025 is reported at 12.88%, showing a month-on-month decrease of 0.65% and a year-on-year decrease of 2.15% [1] - The total financing amount in October was 1.773 billion, reflecting a month-on-month decrease of 57.14% and a year-on-year decrease of 3.98% [1] - The number of transactions in October was 5,541, with a month-on-month decrease of 62.52% but a year-on-year increase of 14.79% [1] Financing Structure - In October, small-scale financing (below 1 million) accounted for 64.02% of the total, medium-scale financing (between 1 million and 5 million) accounted for 16.84%, and large-scale financing (above 5 million) accounted for 19.14% [1] - The proportion of medium-scale financing decreased by 13.80 percentage points month-on-month, while small-scale and large-scale financing proportions increased by 8.31 and 5.49 percentage points, respectively [1] Interest Rates - The financing interest rate for market entities in Wenzhou was 15.49%, showing a month-on-month decrease of 1.23 percentage points [1] - The direct lending rate was 10.06%, with a month-on-month increase of 1.11 percentage points [1] - The financing guarantee fee rate was 0.25%, reflecting a month-on-month decrease of 0.14 percentage points [1] Financing Terms and Uses - The highest interest rate for a one-year term was 23.24%, while the lowest for a six-month term was 11.20% [2] - One-year term transactions dominated, accounting for 80.13% of the total [2] - The primary use of financing was for business loans, with proportions of 87.38% for business loans, 11.84% for bridge financing, and 0.78% for personal consumption [2] - The financing distribution across industries included 73.01% for other industries, 18.49% for manufacturing, 4.89% for agriculture, 3.36% for services, and 0.25% for real estate [2]