人民币汇率风云：不止是数字，更是生活中的"隐形钱包" "今天美元兑人民币汇率究竟是多少？"这个看似平常的问句，实则触及了我们经济生活的方方面面。 "说实话，我也不清楚。最近不是一直说汇率很稳定吗？现在究竟是多少？" "我告诉你个准确的数字：今天人民币兑美元的中间价定在7.1030元，在岸人民币（CNY）报7.1306，离岸人民币（CNH）则为7.1189。从这些数据来看，人 民币表现得相当稳健，甚至还悄然上涨了一点。" 汇率：货币世界的"价格标签" "在岸"与"离岸"，这两个词听起来有些复杂，实则容易理解。在岸人民币（CNY）指的是在中国内地银行间市场交易的人民币价格，而离岸人民币（CNH） 则是在中国内地以外的地区交易的人民币价格。 我们常常从新闻中听到"汇率"这个词，但它究竟意味着什么？简单来说，汇率就是一种货币兑换另一种货币的"价格"。例如，今日1美元可以兑换7.1030人 民币，这个7.1030便是人民币兑美元的中间价。它如同一个无形的标尺，指引着银行和市场上的交易价格在此上下波动。中间价的升降，直接影响着我们钱 包里的购买力。 汇率与你：看不见的联系 你或许会问，这与我们普通人有什么关系？答案是：关 ...

Core Viewpoint - The People's Bank of China has announced the central exchange rates for the Renminbi against various currencies as of July 30, 2025, indicating a stable currency valuation in the foreign exchange market [1]. Exchange Rate Summary - The central exchange rate for 1 US dollar is set at 7.1441 Renminbi, while 1 Euro is at 8.2703 Renminbi [1]. - Other notable exchange rates include 100 Japanese Yen at 4.8238 Renminbi, 1 British Pound at 9.5602 Renminbi, and 1 Australian Dollar at 4.6638 Renminbi [1]. - The exchange rates for several other currencies are also provided, such as 1 Canadian Dollar at 5.1983 Renminbi and 1 Swiss Franc at 8.8869 Renminbi [1]. Exchange Rate Formation Mechanism - The central exchange rate for the Renminbi against the Hong Kong Dollar is determined based on the daily Renminbi to US Dollar exchange rate and the Hong Kong Dollar to US Dollar rate in the international market [2]. - For other currencies, the exchange rates are calculated by averaging the quotes from market makers after excluding the highest and lowest bids [2].

Core Points - The central bank's foreign exchange market has reported the RMB exchange rate against various currencies, indicating fluctuations in the value of the RMB [1] Exchange Rate Summary - USD/RMB is reported at 7.1534, an increase (RMB depreciation) of 28 points [1] - EUR/RMB is reported at 8.4110, a decrease of 182 points [1] - HKD/RMB is reported at 0.91128, an increase of 3.6 points [1] - GBP/RMB is reported at 9.7654, a decrease of 34 points [1] - AUD/RMB is reported at 4.6637, a decrease of 226 points [1] - CAD/RMB is reported at 5.2462, a decrease of 148 points [1] - 100 JPY/RMB is reported at 4.9114, a decrease of 431 points [1] - RMB/RUB is reported at 10.9654, a decrease of 263 points [1] - NZD/RMB is reported at 4.3091, a decrease of 213 points [1] - RMB/MYR is reported at 0.59163, an increase of 23.9 points [1] - CHF/RMB is reported at 8.9924, a decrease of 186 points [1] - SGD/RMB is reported at 5.6029, a decrease of 138 points [1]