据彭博社报道，Binance 创始人 CZ 在 World Liberty Financial 论坛期间表示，Binance US 希望在美国拓 展更多业务。CZ 目前仍为 Binance US 大股东。其指出，2023 年美国 SEC 起诉后，Binance US 失去部 分银行渠道与市场份额，但该案已于去年在特朗普任命的 SEC 主席 Paul Atkins 任内撤销。随着监管环 境改善，更深入的银行合作甚至申请牌照"完全有可能"，但相关举措将取决于团队与法律评估。CZ 强 调，其言论仅针对 Binance US，而非全球币安。 （来源：吴说） ...

Core Viewpoint - Fifth Third Bank is set to acquire Comica for $10.9 billion, which will create the ninth largest bank in the U.S. with approximately $288 billion in assets [1]. Financial Metrics - The acquisition is expected to be immediately accretive to earnings upon closing and integration in 2027, and it will not dilute tangible book value per share, which is a positive indicator for shareholders [2]. - Fifth Third's shares have recovered from previous weaknesses following the announcement of the deal [3]. Regulatory Environment - The current regulatory environment is more favorable for bank mergers, with deals being announced and closed within six months, compared to the previous administration where it took 12 to 18 months [4][5]. - This improved regulatory landscape supports ongoing banking consolidation, which has been a trend for over 30 years [5]. Loan Growth Outlook - There is an observed increase in commercial and industrial (CNI) loan growth, driven by rising capital expenditures due to favorable tax treatments [6]. - The integration of Comica is expected to yield cost savings and enhance Fifth Third's business lines, contributing to further loan growth [7]. Credit Cycle Context - Current credit cycles are not expected to lead to significant issues for the banking industry, as there is no imminent recession forecasted [8][9]. - Subprime auto issues are not seen as a contagion risk for banks, as they are largely outside the banking system [8]. Future M&A Activity - Potential future acquisition targets include First Horizon, which previously had a deal with TD Canada Trust that fell through [10]. - The outlook for banks is positive, but it may require some stress in the market to encourage more sellers to come to the table [12][13].