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降碳即降融资成本——广州农商银行成功落地广东首笔“转型金融+碳足迹挂钩” 双认证贷款
Zhong Guo Ji Jin Bao· 2025-07-11 08:33
Core Viewpoint - The successful issuance of a 30 million yuan loan by Guangzhou Rural Commercial Bank for a state-owned aluminum company marks a significant breakthrough in the innovative development of transformation finance in Guangzhou, being the first of its kind in the aluminum industry in Guangdong Province [1][2]. Group 1: Transformation Finance and Carbon Footprint - The loan is structured under a "transformation finance + carbon footprint linkage" dual certification model, which enhances the granularity of transformation recognition [2]. - The financing will be used for clean energy utilization, production process upgrades, and energy efficiency improvements, with an expected 30% reduction in comprehensive energy consumption per unit of output compared to the end of 2020 [2]. - The dual certification model not only reduces financing costs for enterprises but also incentivizes them to independently lower carbon emissions [2]. Group 2: Industry Context and Future Plans - Guangdong Province accounts for over 15% of the national aluminum production capacity, and the aluminum industry faces urgent low-carbon transformation demands under the "dual carbon" goals [1][3]. - Guangzhou Rural Commercial Bank has conducted a comprehensive survey of existing credit clients, identifying potential transformation finance clients across nine industries and 26 sub-sectors [3]. - The bank plans to continue participating in the formulation and application of transformation finance standards in Guangzhou, promoting more replicable transformation finance models in collaboration with third-party institutions [3].