Core Insights - The 2025 Bay Area Financial Annual Conference emphasizes the integration of AI and finance, focusing on the theme "AI New Wave, Financial New Ecology" [2] - The conference highlights the potential of public finance as a new financial model that emphasizes social responsibility and impact [3] Group 1: Public Finance Development - Public finance is identified as a natural testing ground in the Greater Bay Area, with significant application prospects for social impact financial products [2] - The development of public finance is expected to become a standard for major financial institutions, similar to the current status of charitable trusts [3] - Financial institutions are seen as key players in wealth distribution, with the ability to leverage financial tools for social value creation [3] Group 2: Ecological Diversity in Finance - The financial ecosystem in the Greater Bay Area requires both large financial institutions and smaller organizations to thrive, each with tailored financial products and models [3] - Large institutions can establish public finance laboratories to innovate and address social needs, while smaller organizations can engage in community financial education and collaborate with established NGOs [3] - The Greater Bay Area is positioned as a hub for technological innovation, with a responsibility to expand the boundaries of social value [3] Group 3: Economic Opportunities - There is a significant "benevolent economy" blue ocean behind social issues, and the first to build financial infrastructure for this market will gain a competitive edge [4]