Group 1 - The current market sentiment is improving, leading to a recovery in investor confidence, but fund performance shows a differentiated trend [1] - Investors should clarify their investment positioning based on risk tolerance, investment horizon, and return expectations before selecting funds [1][2] - For conservative investors, it is recommended to allocate funds primarily to bond funds or mixed-asset funds to balance risk and return [1] Group 2 - For those seeking to outperform the market, actively managed funds should be prioritized, with a focus on the long-term performance of fund managers [2] - Constructing a diversified portfolio is crucial for enhancing return stability and mitigating risks associated with market volatility [2][3] - Investors should be mindful of fund liquidity and fee levels, as these factors can significantly impact overall investment costs and returns [3] Group 3 - Dynamic adjustment of the investment portfolio is necessary to adapt to market changes and ensure sustainable returns [3] - Avoiding common investment pitfalls, such as chasing hot funds or frequent trading, can help reduce potential losses [3] - A scientific approach to fund selection, portfolio construction, and dynamic adjustment is essential for capitalizing on market opportunities and achieving desired returns [3]