直接说正题。 这次的社保新规，不是什么大变化。简单来说就是一句话：从9月1号起，任何协商不交社保的协议均属无效。 来源：创业邦 刘润（ID：runliu-pub） 作者丨海盐 编辑丨歌平 或者用大白话说：以后不交不行了。 为什么这次大家的似乎情绪很大？因为这个政策，给了大家一种"山雨欲来"的感觉。 没错。 强制全民社保，大概率只是一个开始。 现实中，"不交社保"的有不少 一个有些奇怪的问题：为什么要特地强调"不交不行"？难道之前不是这样吗？ 没错，之前还真有可能不交。 现实社会，存在着大量"不交社保"的灰色地带。 每个月2000的社保成本。员工和小老板一商量，干脆不交了。你多拿1000，我少交1000。都有好处。你可能要问，这合法吗？严格来说，不太合法。 但这就像一个"潜规则"。在实际操作过程中，很多地方睁一只眼闭一只眼。 但之后，也许不行了。企业不准省，员工也不准多拿，该多少就是多少。 说白了，这就是国家在强制每个人做一个均衡。 社保的本质，是在短期利益和长期利益之间做均衡 想理解这件事，你必须透彻理解社保的本质。 我们每个人都面临着两项利益：短期利益和长期利益。短期利益，就是你当下的生活、收入。长期利益， ...

Core Viewpoint - The new social security regulation, effective from September 1, mandates that any agreement to not pay social security is invalid, indicating a shift towards compulsory social security for all [6][8]. Summary by Sections Social Security Changes - The recent social security regulation emphasizes that not paying social security is no longer an option, reflecting a potential beginning of mandatory social security for everyone [6][8]. Understanding Social Security - Social security serves to balance short-term and long-term interests, where individuals must sacrifice part of their current income for future benefits [9][18]. - The calculation of social security contributions reveals that when a company pays 13,270 yuan, the employee only receives 8,152.5 yuan after deductions [10][13]. Demographic Challenges - The changing population structure is putting pressure on the social security system, with an increasing elderly population and a decreasing working-age population [14][17]. - The old-age dependency ratio in China is projected to rise, with 22.8% of the working population supporting 20% of the elderly by 2024 [19]. Pension Models - Global pension systems are primarily divided into "pay-as-you-go" and "fund accumulation" models, each with its advantages and disadvantages [20][22]. - The current pension system in China combines elements of both models, but it still faces challenges due to demographic shifts [22][23]. Societal Implications - The necessity for social security arises from the potential consequences of widespread poverty among the elderly, which could lead to social instability [23][25]. - The implications of mandatory social security will affect businesses and employees alike, potentially increasing labor costs and impacting competitiveness [25].