Group 1 - The core process of leveraging a stock account involves multiple steps, including opening a credit account, determining financing limits, and adhering to operational regulations [1][2][4] - Opening a credit account is the first step, requiring investors to submit relevant materials and complete a review process, which is essential for enabling leverage [1] - Financing limits are determined based on the investor's asset status and risk rating, and these limits can be adjusted dynamically according to changes in the account's assets [1] Group 2 - The operation of leveraging a stock account must comply with designated restrictions on the underlying assets, which are selected based on liquidity and stability to mitigate risks [2] - Maintaining the collateral ratio is a critical risk management aspect, where the total assets to total liabilities ratio must be monitored to avoid forced liquidation [4] - Investors must be aware of the warning and liquidation lines related to the collateral ratio to manage risks effectively during the leveraging process [4]

Core Viewpoint - The article emphasizes the importance of understanding how to leverage stock accounts through compliant methods, particularly focusing on margin trading as the primary legal avenue for investors to increase their trading scale while managing associated risks [1][4]. Summary by Sections Compliance and Methods - The compliant method for leveraging stock accounts is through margin trading, where eligible investors can apply for financing limits from securities companies to borrow funds for stock purchases [1][2]. - Margin trading is strictly regulated, with clear limitations on leverage ratios and tradable securities, making it the main legal way to leverage stock accounts [1][2]. Requirements for Margin Trading - Investors must meet specific criteria to engage in margin trading, including maintaining an account for a certain period, having assets above a defined threshold, and passing risk assessments and knowledge tests [1][2]. - These requirements are designed to ensure that investors understand the risks involved before participating in leveraged trading, serving as protective measures [1][2]. Operational Rules and Risks - There are explicit rules governing the operation of leveraged stock accounts, such as the requirement that financed stocks must fall within a designated range of stable and liquid stocks [2]. - The leverage ratio typically does not exceed 1:1, meaning that with 100,000 yuan of personal funds, an investor can borrow an additional 100,000 yuan, resulting in total trading capital of 200,000 yuan [2]. - Investors must monitor their accounts closely, as a decline in account assets below the maintenance margin ratio may require additional margin deposits or result in forced liquidation [2]. Balancing Profit and Risk - It is crucial for investors to balance potential profits against risks when leveraging stock accounts, as leveraging can amplify both gains and losses, especially during market volatility [2]. - Investors should assess their own situations to determine whether to leverage and by how much, avoiding excessive leverage that could lead to risks beyond their capacity [2][4].