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【5.15投资者保护日】守护“钱袋子”,这些知识要牢记!
天天基金网· 2025-05-18 05:23
Group 1 - The article emphasizes the importance of investor protection in the capital market, highlighting that investors are the "cells" of the market and their protection is vital for market vitality [1] - The initiative to establish a National Investor Protection Awareness Day on May 15 aims to promote rational investment culture and strengthen investor protection awareness [1][2] - The article outlines three core objectives: knowledge dissemination, risk warning, and rights protection for investors [2] Group 2 - It discusses the principle of "seller responsibility," where financial institutions must recommend products suitable for the investor's risk profile, and "buyer responsibility," where investors must understand the risks and terms of the products they invest in [4] - The article warns against three typical traps: high-yield investments promising returns over 6%, unverified stock recommendations, and claims of guaranteed returns on non-deposit products [6][7][8] - It advises investors to retain evidence of transactions and communications for at least five years and outlines the channels for seeking redress in case of disputes [9] Group 3 - The article presents three golden rules for rational investment: avoid investing in products that are not understood, refrain from using high-interest loans for investment, and resist blindly following market trends [11] - It encourages the use of official channels to verify product information and ensure the legitimacy of investment products [12]